# BlueTarp Financial

**Canonical:** https://apis.io/providers/bluetarp-financial/  
**Website:** https://www.bluetarp.com/  
**APIs profiled:** 0

BlueTarp Financial is a B2B trade-credit and accounts-receivable financing company, founded in Portland, Maine, that lets suppliers, distributors, and building-materials dealers extend revolving or net-terms credit to their business customers while BlueTarp pays the supplier upfront and assumes the credit risk and collections. Its SmartView portal manages the purchase-to-payment lifecycle: credit decisioning, invoicing, billing, and receivables. BlueTarp was acquired and is now operated as Capital One Trade Credit; its independent site (bluetarp.com) redirects to capitalone.com/trade-credit/bluetarp. BlueTarp publishes no public developer portal, API documentation, or SDKs. This API Evangelist profile was surfaced as a portfolio company of Trinity Ventures.

## Kin Score — 2.9 / 100 (minimal)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 2.9).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 6.6 |
| Access Clarity | 6.6 |

Regulatory layer — **Payments**: 9.4 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Bluetarp Financial Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Fintech, Trade Credit, Accounts Receivable, B2B Payments, Financing, Building Materials, Credit Management

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/bluetarp-financial/). Scores are computed from the provider's own public artifacts under a published rubric.