# Bloom

**Canonical:** https://apis.io/providers/bloom/  
**Website:** https://bloom.co/  
**APIs profiled:** 0

Bloom was a decentralized identity, credit-attestation and verifiable-credentials company backed by Pantera Capital, built on Ethereum and IPFS around three products: BloomID (identity attestation), BloomIQ (a credit registry) and BloomScore (credit risk scoring). Its stated aim was to let traditional and digital-currency lenders serve people who cannot obtain a bank account or a credit score, and it announced a TransUnion partnership in 2020 for consumer credit monitoring. Bloom is wound down. Its integration SDKs were archived on GitHub in 2021, its API, documentation and status hosts no longer resolve, bloom.co now redirects to a domain-broker sale listing, and Bloom HoldCo LLC filed a Form 15-12G on 2025-08-14 terminating Exchange Act registration of its BLT token with holders of record stated as "none". What survives is open source: 40 public repositories under github.com/hellobloom and 19 unmaintained but installable npm packages under the @bloomprotocol scope implementing the W3C and DIF decentralized-identity stack (Verifiable Credentials, DIDs, Presentation Exchange, Credential Manifest, WACI).

## Kin Score — 9.7 / 100 (minimal)

Scored 2026-08-30 under rubric 0.17.2. Trend: flat (+0.0 from 9.7).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 2.6 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Bloom Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Company, Crypto, Identity, Verifiable Credentials, Decentralized Identity, Credit Scoring, Blockchain, Ethereum, Self-Sovereign Identity, Discontinued

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/bloom/). Scores are computed from the provider's own public artifacts under a published rubric.