# BitPay

**Canonical:** https://apis.io/providers/bitpay/  
**APIs profiled:** 13

BitPay is a cryptocurrency payment processing platform offering REST APIs for accepting Bitcoin and altcoin payments, creating invoices, managing refunds, processing payouts, and accessing settlement and ledger data. BitPay handles cryptocurrency conversion and fiat settlement to bank accounts and crypto wallets.

## Kin Score — 42.0 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 42.0).

| Facet | Score |
|---|---|
| Discoverability | 74.1 |
| Contract Quality | 58.3 |
| Governance | 9.8 |
| Contract Governance | 9.8 |
| Operational Transparency | 9.2 |
| Developer Ergonomics | 25.0 |
| Commercial Clarity | 63.2 |
| Access Clarity | 63.2 |

Regulatory layer — **Payments**: 32.8 (matched via tags).

## Agent readiness — 46.1 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | documented |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | partial |
| Rate Limit Signal | documented |
| Event Surface Described | yes |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Paid — onboarding: unknown, pricing: paid, trial: no (confidence: medium).

## APIs (13)

- **BitPay Bills API** — Manage payment requests sent to specific buyers with fixed-price line items typically denominated in fiat currency. Supports email billing and recurring payment scheduling via s...
- **BitPay Payouts API** — Submit cryptocurrency withdrawal payments to active BitPay recipients for customer payouts, marketplace disbursements, affiliate networks, and payroll processing.
- **BitPay Refunds API** — Process full or partial refunds associated with invoices. Supports automatic handling of underpaid and overpaid amounts with cryptocurrency refund workflows.
- **BitPay Settlements API** — Access transfer reports documenting payment profits settled from BitPay to merchant bank accounts and cryptocurrency wallets. Supports USD, EUR, GBP, CAD, AUD, NZD, MXN, and maj...
- **BitPay Rates API** — Retrieve exchange rate data representing fiat currency equivalents per cryptocurrency unit. Supports BTC, ETH, BCH, XRP, DOGE, and stablecoins against major fiat currencies.
- **BitPay Ledgers API** — Access account balance records by currency and track individual ledger entries. Provides accounting data for merchant financial reconciliation.
- **BitPay Bills API** — Manage payment requests sent to specific buyers with fixed-price line items.
- **BitPay Invoices API** — Create and manage time-sensitive payment requests with fixed prices in fiat or cryptocurrency.
- **BitPay Ledgers API** — Access account balance records by currency and track individual ledger entries.
- **BitPay Payouts API** — Submit cryptocurrency withdrawal payments to active BitPay recipients.
- **BitPay Rates API** — Retrieve exchange rate data representing fiat currency equivalents per cryptocurrency unit.
- **BitPay Refunds API** — Process full or partial refunds associated with invoices.
- **BitPay Settlements API** — Access transfer reports documenting payment profits settled from BitPay.

## Agentic access (1)

- **Bitpay Agentic Access** — 24 operations · 8 acting

## Security (1)

- **Bitpay Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Plans (1)

- **Plans**

## Tags

Cryptocurrency, Payments, Bitcoin, Blockchain, Invoices, Payouts, Settlement

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/bitpay/). Scores are computed from the provider's own public artifacts under a published rubric.