# Binkey

**Canonical:** https://apis.io/providers/binkey/  
**Website:** https://www.binkey.com  
**APIs profiled:** 1

Binkey enables loyalty programs to seamlessly add FSA and HSA claims filing to the customer experience, allowing merchants to accept pre‑tax health benefit payments directly at checkout. Founded in 2022, the fintech provides an API‑enabled payment platform that automates eligibility verification and claim processing, improving the intersection of healthcare financing and e‑commerce.

## Kin Score — 17.1 / 100 (emerging)

Scored 2026-10-23 under rubric 0.25.0. Trend: flat (+1.4 from 15.7).

| Facet | Score |
|---|---|
| Discoverability | 44.6 |
| Contract Quality | 0.0 |
| Contract Governance | 18.2 |
| Operational Transparency | 26.3 |
| Developer Ergonomics | 11.9 |
| Access Clarity | 21.1 |

Regulatory layer — **Health**: 14.8 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |
| Pagination Ratio | na |
| Operation Distinctiveness | na |

## APIs (1)

- **Binkey API** — API documentation for Binkey's payment platform, enabling FSA/HSA claim filing at checkout.

## Security (1)

- **Binkey Domain Security** — TLSv1.3

## Tags

Fintech, Payments, Healthcare, Loyalty

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/binkey/). Scores are computed from the provider's own public artifacts under a published rubric.