# BillDesk

**Canonical:** https://apis.io/providers/billdesk/  
**Website:** https://www.billdesk.com/web/  
**APIs profiled:** 3

BillDesk is an Indian integrated payment solutions platform founded in 2000, offering REST APIs for bill payments, recurring mandates, UPI payments, net banking, card payments, and enterprise payment gateway integrations. The platform provides three integration tiers (Neo full-redirect, Ace SDK, and CX+ deep API), supporting online payments, e-Mandate setup, invoicing, refunds, tokenization, and 150+ payment methods across web, mobile, and third-party e-commerce plugins.

## Kin Score — 20.1 / 100 (emerging)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 20.1).

| Facet | Score |
|---|---|
| Discoverability | 74.1 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 52.6 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 39.5 |
| Access Clarity | 39.5 |

Regulatory layer — **Payments**: 9.4 (matched via tags).

## Agent readiness — 3.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Enterprise · Requires approval — onboarding: approval, pricing: enterprise, trial: no (confidence: medium).

## APIs (3)

- **BillDesk Neo Full Redirect API** — Pre-built hosted checkout solution for one-time and recurring online payments. Merchants redirect customers to BillDesk-hosted pages, minimizing PCI DSS scope.
- **BillDesk Ace SDK API** — SDK-based payment integration for Android, iOS, Flutter, and web. Provides embedded payment experiences with BillDesk handling payment orchestration.
- **BillDesk CX+ Deep API** — Direct REST API access for advanced payment processing, giving merchants full control over checkout UX. Supports transactions, mandates, refunds, card tokenization, invoices, pa...

## Security (1)

- **Billdesk Domain Security** — TLSv1.2 · HSTS · DNSSEC · DMARC

## Plans (1)

- **Billdesk Plans Pricing**

## Tags

Payments, India, Payment Gateway, UPI, Recurring Payments, Mandates, Net Banking, Bill Payments, Fintech

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/billdesk/). Scores are computed from the provider's own public artifacts under a published rubric.