# Bilance

**Canonical:** https://apis.io/providers/bilanceapp-com/  
**Website:** https://www.bilanceapp.com/  
**APIs profiled:** 0

Bilance is a budgeting app that connects to over 2,300 European banks, automatically syncing transactions and organizing them into budgets. Available on iOS and Android, it helps users track spending, set financial goals, and gain insights into their money habits across multiple currencies and banks.

## Kin Score — 13.1 / 100 (emerging)

Scored 2026-11-06 under rubric 0.27.0.

| Facet | Score |
|---|---|
| Discoverability | 48.2 |
| Contract Quality | 0.0 |
| Contract Governance | 18.2 |
| Operational Transparency | 5.3 |
| Developer Ergonomics | 9.5 |
| Access Clarity | 22.4 |

Regulatory layer — **Banking & Open Finance**: 13.8 (matched via tags).

## Agent readiness — 3.1 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | documented |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |
| Pagination Ratio | na |
| Operation Distinctiveness | na |
| MCP Tool Quality | na |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (2)

- **Bilanceapp Com Domain Security** — TLSv1.3 · HSTS · DMARC
- **Bilanceapp Com Trust Center** — SOC 2, ISO 27001

## Tags

Finance, Budgeting, Banking, Personal Finance, Mobile App

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/bilanceapp-com/). Scores are computed from the provider's own public artifacts under a published rubric.
