# Benji Pays

**Canonical:** https://apis.io/providers/benjipays-com/  
**Website:** https://benjipays.com/  
**APIs profiled:** 2

Benji Pays connects QuickBooks Online, QuickBooks Desktop, Xero, and Business Central to Benji Payments and other gateways so invoice payments post to your books automatically. Not a general ledger. Benji Pays is invoice-to-cash software that sits between your accounting system and your payment rails, automating collections for managed service providers.

## Kin Score — 62.7 / 100 (strong)

Scored 2026-11-02 under rubric 0.26.0.

| Facet | Score |
|---|---|
| Discoverability | 66.7 |
| Contract Quality | 67.5 |
| Contract Governance | 22.0 |
| Operational Transparency | 52.6 |
| Developer Ergonomics | 57.1 |
| Access Clarity | 78.9 |

Regulatory layer — **Payments**: 35.7 (matched via tags).

## Agent readiness — 50.1 (agent-native)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | documented |
| Auth Clarity | served |
| Idempotency | verified |
| Error Semantics | verified |
| OpenAPI Examples | verified |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | yes |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | served |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |
| Pagination Ratio | partial |
| Operation Distinctiveness | distinct |
| MCP Tool Quality | na |

## Access

Paid — onboarding: unknown, pricing: paid, trial: no (confidence: high).

## APIs (20)

- **Benji Pays Accounting Accounts API** — Live Xero chart accounts for deposit charges
- **Benji Pays Autoprocessing API** — Auto-processing forecast for authenticated organizations
- **Benji Pays Billing API** — Finalized billing data for invoicing (locked/completed months only)
- **Benji Pays Customers API** — Accounting customers for authenticated organizations
- **Benji Pays Emails API** — Sent emails for authenticated organizations
- **Benji Pays Gateways API** — Payment gateway discovery for authenticated organizations
- **Benji Pays Invoices API** — Accounting invoices for authenticated organizations
- **Benji Pays Notes API** — Merchant-internal customer notes, categories, and statuses for authenticated organizations
- **Benji Pays Organization API** — Profile (company details) for the authenticated organization
- **Benji Pays Organizations API** — Organization (end-customer) management under partners
- **Benji Pays Partners API** — Partner account management (MSPs, accountants, ISOs)
- **Benji Pays Payment Links API** — Unapplied (no-invoice) and applied (invoice-tied) payment links for authenticated organizations
- **Benji Pays Payment Method Requests API** — Customer payment-method-on-file requests for authenticated organizations
- **Benji Pays Payment Methods API** — Saved payment methods (profiles) for authenticated organizations
- **Benji Pays Plans API** — Billing plan management for distributors
- **Benji Pays Settings API** — The Settings API from Benji Pays — 1 operation(s) for settings.
- **Benji Pays Transactions API** — Payment transactions for authenticated organizations
- **Benji Pays Usage API** — Usage and consumption reporting for billing (real-time calculation)
- **Benji Pays Users API** — Login accounts for authenticated organizations
- **Benji Pays Whoami API** — Authentication verification and testing endpoints

## MCP servers (1)

- **Benji Pays MCP Server** — Remote MCP server at developer.benjipays.com.

## Agentic access (1)

- **Benjipays Com Agentic Access** — 57 operations · 23 acting

## Security (3)

- **Benjipays Com Authentication** — 2 schemes
- **Benjipays Com Domain Security** — TLSv1.3 · HSTS · DMARC
- **Benjipays Com Trust Center** — SOC 2, PCI DSS, GDPR

## Plans (1)

- **Benjipays Com Plans Pricing**

## Tags

Payments, Accounting, Integration, QuickBooks, Xero

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/benjipays-com/). Scores are computed from the provider's own public artifacts under a published rubric.