# BECU

**Canonical:** https://apis.io/providers/becu/  
**Website:** https://www.becu.org/  
**APIs profiled:** 0

BECU (Boeing Employees' Credit Union) is a member-owned, not-for-profit state-chartered credit union founded in 1935 and headquartered in Tukwila, Washington (NMLS ID 490518). Originally serving Boeing employees, it is today one of the largest credit unions in the United States, offering consumer and business deposit accounts, lending, mortgages, and investment services across the Pacific Northwest and nationally through digital channels. Like the vast majority of US credit unions, BECU exposes no public first-party developer API or developer portal; its digital banking runs on established core and fintech vendors (FIS, LPL/Client Point, ICE/Ellie Mae for mortgage), and consumer-permissioned data access for third-party fintech apps is intermediated through data aggregators rather than a documented, self-serve BECU API. US open finance is voluntary and fragmented, and no mandated open-banking API contract applies here; the CFPB Section 1033 Personal Financial Data Rights rule is the emerging framework that will shape BECU's future data-access posture.

## Kin Score — 9.9 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 9.9).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 27.6 |
| Access Clarity | 27.6 |

Regulatory layer — **Banking & Open Finance**: 17.7 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Security (1)

- **Becu Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Financial-Services, Banking, United States, Credit Union, Open Finance, Data Aggregation, CFPB 1033

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/becu/). Scores are computed from the provider's own public artifacts under a published rubric.