# Beancount.io

**Canonical:** https://apis.io/providers/beancount-io/  
**Website:** https://beancount.io/  
**APIs profiled:** 1

Beancount.io provides hosted plain‑text accounting powered by Git and AI. It offers bookkeeping, bank sync, smart import of statements, AI‑driven insights, and customizable reporting. Designed for couples, freelancers, professionals, and small businesses, the platform delivers an auditable, version‑controlled ledger with collaborative features and open‑source tooling.

## Kin Score — 48.9 / 100 (developing)

Scored 2026-11-06 under rubric 0.27.0.

| Facet | Score |
|---|---|
| Discoverability | 66.1 |
| Contract Quality | 62.9 |
| Contract Governance | 22.0 |
| Operational Transparency | 13.2 |
| Developer Ergonomics | 41.1 |
| Access Clarity | 53.9 |

Regulatory layer — **Horizontal (data, software, accessibility, platform)**: 36.3 (matched via fallback).

## Agent readiness — 48.8 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | served |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | partial |
| Rate Limit Signal | verified |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | served |
| Protected Resource Metadata | verified |
| Dynamic Client Registration | yes |
| Agentic Commerce | no |
| Pagination Ratio | na |
| Operation Distinctiveness | distinct |
| MCP Tool Quality | na |

## Access

Freemium · Self-serve signup — onboarding: self-serve, pricing: freemium, trial: no (confidence: medium).

## APIs (3)

- **Beancount.io Ledger API** — Ledger file and BQL operations
- **Beancount.io MCP API** — Model Context Protocol - tool calling for ledgers
- **Beancount.io Graph QL API** — Beancount.io GraphQL API - blog, docs, and ledger queries

## Agentic access (1)

- **Beancount Io Agentic Access** — 6 operations · 2 acting

## Security (3)

- **Beancount Io Authentication** — apiKey/oauth2 · 2 schemes
- **Beancount Io Domain Security** — TLSv1.3 · HSTS · DMARC
- **Beancount Io Vulnerability Disclosure** — security.txt · contact published

## Plans (1)

- **Beancount Io Plans Pricing**

## Tags

Accounting, Finance, Software-as-a-Service, Open Source, Collaboration

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/beancount-io/). Scores are computed from the provider's own public artifacts under a published rubric.