# BBVA

**Canonical:** https://apis.io/providers/bbva/  
**Website:** https://www.bbva.com/  
**APIs profiled:** 4

BBVA is a multinational Spanish financial services group operating in over 30 countries. The BBVA API Market provides a comprehensive catalog of banking APIs covering accounts, payments, collections, financing, identity, and open data across Spain, Mexico, Latin America, and other global markets. BBVA is a recognized open banking leader offering PSD2-compliant APIs, treasury management solutions, and digital ecosystem integrations.

## Kin Score — 28.8 / 100 (thin)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 28.8).

| Facet | Score |
|---|---|
| Discoverability | 64.8 |
| Contract Quality | 11.3 |
| Governance | 54.5 |
| Contract Governance | 54.5 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 40.5 |
| Commercial Clarity | 26.3 |
| Access Clarity | 26.3 |

Regulatory layer — **Banking & Open Finance**: 19.0 (matched via tags).

## Agent readiness — 3.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Freemium — onboarding: unknown, pricing: freemium, trial: no (confidence: medium).

## APIs (4)

- **BBVA Accounts PSD2 API** — PSD2-compliant account information service (AIS) API for Spain. Allows authorized third parties to access customer payment account information including account lists, balances,...
- **BBVA Payments PSD2 API** — PSD2-compliant payment initiation service (PIS) API for Spain. Allows authorized third parties to initiate payments on behalf of customers including SEPA transfers, immediate pa...
- **BBVA Mexico Business Payments API** — Business payment processing API for Mexico enabling bulk payments, payroll disbursements, and supplier payments through BBVA Mexico's banking infrastructure. Supports SPEI trans...
- **BBVA Locations API** — Open data API providing access to BBVA branch and ATM location data. Available for Spain and Mexico, this API returns geolocation data, operating hours, services available, and ...

## Security (1)

- **Bbva Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Bbva Plans Pricing**

## Use cases (5)

- **Account Aggregation** — Build personal finance and wealth management apps that aggregate BBVA account data across accounts.
- **Payment Initiation** — Enable one-click checkout and payment initiation from customer bank accounts in Spain and other PSD2 markets.
- **Treasury Automation** — Automate corporate treasury operations including bulk payments, collections, and cash management across BBVA markets.
- **Financial Data Analytics** — Access transaction and account data to power credit scoring, risk analysis, and financial advisory services.
- **Branch Locator** — Integrate BBVA branch and ATM location data into customer-facing applications using the open locations API.

## Tags

Banking, Financial-Services, Open Banking, PSD2, Spain, Mexico

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/bbva/). Scores are computed from the provider's own public artifacts under a published rubric.