# Bankwest

**Canonical:** https://apis.io/providers/bankwest/  
**Website:** https://www.bankwest.com.au/  
**APIs profiled:** 7

Bankwest is an Australian retail and business bank headquartered in Perth, Western Australia. Founded in 1895 as the Agricultural Bank of Western Australia and later the Bank of Western Australia, it has operated as a wholly owned subsidiary of Commonwealth Bank of Australia (CBA) since CBA's December 2008 acquisition. In March 2024 Bankwest announced it would close its remaining branch network and become a digital-only bank, retaining the Bankwest brand for personal and business customers nationally. As an authorised deposit-taking institution brand operating under Australia's Consumer Data Right (CDR / Open Banking) regime, Bankwest exposes a public, unauthenticated Product Reference Data (PRD) API conforming to the Data Standards Body Consumer Data Standards; consumer data sharing beyond PRD requires ACCC accreditation and customer consent under the CDR authorisation model.

## Kin Score — 41.4 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 41.4).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 51.0 |
| Governance | 16.7 |
| Contract Governance | 16.7 |
| Operational Transparency | 15.8 |
| Developer Ergonomics | 44.6 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Banking & Open Finance**: 53.2 (matched via tags).

## Agent readiness — 34.0 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (7)

- **Bankwest Banking Account Balances API** — Banking Account Balance endpoints
- **Bankwest Banking Account Direct Debits API** — Banking Account Direct Debit endpoints
- **Bankwest Banking Account Scheduled Payments API** — Banking Account Scheduled Payment endpoints
- **Bankwest Banking Account Transactions API** — Banking Account Transaction endpoints
- **Bankwest Banking Accounts API** — Banking Account endpoints
- **Bankwest Banking Payees API** — Banking Payee endpoints
- **Bankwest Banking Products API** — Banking Product endpoints

## MCP servers (1)

- **Bankwest MCP Server**

## Agentic access (1)

- **Bankwest Agentic Access** — 19 operations · 3 acting

## Security (2)

- **Bankwest Authentication** — none/oauth2/openIdConnect · 2 schemes
- **Bankwest Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Financial, Banks, Open Banking, CDR, Consumer Banking, Australia, Product Reference Data, Digital Bank

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/bankwest/). Scores are computed from the provider's own public artifacts under a published rubric.