# BankSA

**Canonical:** https://apis.io/providers/banksa/  
**Website:** https://www.banksa.com.au/  
**APIs profiled:** 7

BankSA is a South Australian retail and business banking brand operating as a division of Westpac Banking Corporation (ABN 33 007 457 141, AFSL and Australian credit licence 233714). It is not a mutual or independent ADI - it shares the Westpac Group core banking platform alongside sibling brands St.George and Bank of Melbourne. Under Australia's Consumer Data Right (CDR / Open Banking) regime, BankSA exposes a live, public, unauthenticated Product Reference Data (PRD) API conforming to the DSB Consumer Data Standards, hosted at digital-api.banksa.com.au. Consumer and account data sharing beyond product reference data runs on the accredited-data-recipient (ADR) model with OAuth2 / OpenID Connect (FAPI) authorization; BankSA does not publish an open self-service developer portal for third-party integration outside the CDR channel.

## Kin Score — 40.8 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 40.8).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 51.0 |
| Governance | 16.7 |
| Contract Governance | 16.7 |
| Operational Transparency | 18.4 |
| Developer Ergonomics | 35.1 |
| Commercial Clarity | 10.5 |
| Access Clarity | 10.5 |

Regulatory layer — **Banking & Open Finance**: 73.4 (matched via tags).

## Agent readiness — 34.0 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (7)

- **BankSA Banking Account Balances API** — Banking Account Balance endpoints
- **BankSA Banking Account Direct Debits API** — Banking Account Direct Debit endpoints
- **BankSA Banking Account Scheduled Payments API** — Banking Account Scheduled Payment endpoints
- **BankSA Banking Account Transactions API** — Banking Account Transaction endpoints
- **BankSA Banking Accounts API** — Banking Account endpoints
- **BankSA Banking Payees API** — Banking Payee endpoints
- **BankSA Banking Products API** — Banking Product endpoints

## MCP servers (1)

- **BankSA MCP Server**

## Agentic access (1)

- **Banksa Agentic Access** — 19 operations · 3 acting

## Security (3)

- **Banksa Authentication** — none/oauth2/openIdConnect/mutualTLS · 4 schemes
- **Banksa Domain Security** — TLSv1.3 · HSTS · DMARC
- **Banksa Vulnerability Disclosure** — disclosure policy published

## Tags

Financial, Banks, Open Banking, CDR, Consumer Data Right, Consumer Banking, Australia, Product Reference Data

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/banksa/). Scores are computed from the provider's own public artifacts under a published rubric.