# BankruptcyWatch

**Canonical:** https://apis.io/providers/bankruptcywatch/  
**Website:** https://www.bankruptcywatch.com/  
**APIs profiled:** 4

BankruptcyWatch is the proven creditor bankruptcy platform built with machine learning and intelligent automation to elevate every bankruptcy interaction. The PACER API provides access to US bankruptcy court data enabling creditors, lenders, and legal teams to search for cases, retrieve dockets, manage claims, file Proof of Claim documents, and automate bankruptcy monitoring across all federal bankruptcy court districts.

## Kin Score — 35.6 / 100 (thin)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 35.6).

| Facet | Score |
|---|---|
| Discoverability | 74.1 |
| Contract Quality | 63.5 |
| Governance | 25.0 |
| Contract Governance | 25.0 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 23.8 |
| Commercial Clarity | 15.8 |
| Access Clarity | 15.8 |

## Agent readiness — 35.9 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Freemium · Self-serve signup — onboarding: self-serve, pricing: freemium, trial: no (confidence: high).

## APIs (4)

- **BankruptcyWatch Cases API** — The Cases API from BankruptcyWatch — 2 operation(s) for cases.
- **BankruptcyWatch Claims API** — The Claims API from BankruptcyWatch — 1 operation(s) for claims.
- **BankruptcyWatch Docket API** — The Docket API from BankruptcyWatch — 1 operation(s) for docket.
- **BankruptcyWatch Monitoring API** — The Monitoring API from BankruptcyWatch — 2 operation(s) for monitoring.

## Agentic access (1)

- **Bankruptcywatch Agentic Access** — 9 operations · 3 acting

## Security (2)

- **Bankruptcywatch Authentication** — apiKey · 1 scheme
- **Bankruptcywatch Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Bankruptcywatch Plans Pricing**

## Use cases (6)

- **Creditor Bankruptcy Management** — Automate detection, research, and response to customer bankruptcy filings.
- **Loan Portfolio Monitoring** — Monitor loan portfolios for borrower bankruptcy filings in real time.
- **Proof of Claim Automation** — Automatically file Proof of Claim documents when debtors file bankruptcy.
- **Legal Case Management** — Manage multiple client creditor representations in bankruptcy proceedings.
- **Debt Portfolio Acquisition** — Research and evaluate bankruptcy debt for acquisition or restructuring.
- **Compliance Reporting** — Automated bankruptcy event detection for regulatory compliance.

## Tags

Bankruptcy, Compliance, Court Data, Legal, Lending, PACER

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/bankruptcywatch/). Scores are computed from the provider's own public artifacts under a published rubric.