# BankOns

**Canonical:** https://apis.io/providers/bankons/  
**Website:** https://bankons.com  
**APIs profiled:** 0

BankOns was a San Mateo, California mobile savings startup founded in the summer of 2010 by Joshua Greenough, a former VP of Operations at PowerReviews. Launched in May 2011, the app connected a user's bank transaction history to their location, analyzing spending habits to surface the nearby merchant deals and rewards best suited to them, drawing on Foursquare and other local deals data. The name was a contraction of "bank" and "coupons". BankOns was seed funded by 500 Startups (now 500 Global) plus a friends-and-family round. In May 2012 Capital One acquired select BankOns software through a limited asset purchase agreement, and several team members including Greenough joined Capital One Labs. The product was wound down and the company no longer operates a consumer service or a developer platform. The bankons.com domain resolves to a GoDaddy parking lander with no content, and no API, documentation, SDK, or developer surface exists.

## Kin Score — 5.0 / 100 (minimal)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 5.0).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Bankons Domain Security** — TLSv1.3

## Tags

Company, Defunct, Acquired, Financial-Services, Fintech, Mobile, Personal Finance, Rewards, Deals, Consumer

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/bankons/). Scores are computed from the provider's own public artifacts under a published rubric.