# Banking Regulation

**Canonical:** https://apis.io/providers/banking-regulation/  
**Website:** https://www.bis.org/  
**APIs profiled:** 0

Banking regulation encompasses the rules, standards, and frameworks governing banks and financial institutions. Key frameworks include the Basel Accords (Basel I, II, III, IV) for capital adequacy, the Dodd-Frank Act in the US, PSD2 and CRD IV/V in Europe, and anti-money laundering (AML) / know-your-customer (KYC) requirements. Regulatory technology (RegTech) APIs and data services help financial institutions automate compliance reporting, risk management, and supervisory data submissions.

## Kin Score — 8.2 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 8.2).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 11.3 |
| Governance | 25.0 |
| Contract Governance | 25.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Banking & Open Finance**: 13.9 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Banking Regulation Domain Security** — TLSv1.3 · HSTS · DMARC

## Use cases (9)

- **Basel III / IV** — International capital adequacy, leverage, and liquidity standards for banks.
- **Dodd-Frank Act** — US financial reform legislation covering derivatives, systemic risk, and consumer protection.
- **PSD2** — EU Payment Services Directive 2 governing open banking and payment security.
- **CRD IV / V** — EU Capital Requirements Directive for bank capital, liquidity, and governance.
- **AML / BSA** — Anti-Money Laundering and Bank Secrecy Act compliance and reporting requirements.
- **KYC** — Know Your Customer identity verification and due diligence requirements.
- **DORA** — Digital Operational Resilience Act for ICT risk in EU financial services.
- **CCAR / DFAST** — US Comprehensive Capital Analysis and Review stress testing requirements.
- **FRTB** — Fundamental Review of the Trading Book market risk capital requirements.

## Tags

AML, Banking, Banking Regulation, Basel, Compliance, Finance, KYC, RegTech

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/banking-regulation/). Scores are computed from the provider's own public artifacts under a published rubric.