# Bankgirot

**Canonical:** https://apis.io/providers/bankgirot/  
**Website:** https://bankgirot.se/  
**APIs profiled:** 1

Bankgirot is Sweden’s central clearing house for bank payments, operating a nationwide payment infrastructure that connects banks, businesses and public sector entities. It provides services such as BGC Invoice validation, automated payroll, direct debits, and electronic invoicing, supporting both private and corporate customers. The organization focuses on modernising payment flows, ensuring security, and offering APIs for integration with banking systems and third‑party providers.

## Kin Score — 3.0 / 100 (minimal)

Scored 2026-11-06 under rubric 0.27.0. Trend: flat (-0.6 from 3.6).

| Facet | Score |
|---|---|
| Discoverability | 49.1 |
| Contract Quality | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 2.4 |
| Access Clarity | 0.0 |

Regulatory layer — **Banking & Open Finance**: 4.7 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |
| Pagination Ratio | na |
| Operation Distinctiveness | na |
| MCP Tool Quality | na |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## APIs (1)

- **Bankgirot API** — Swedish payment clearing house API (no public documentation found).

## Security (1)

- **Bankgirot Domain Security** — TLSv1.2 · HSTS · DNSSEC · DMARC

## Tags

Company, Payments, Banking, Sweden

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/bankgirot/). Scores are computed from the provider's own public artifacts under a published rubric.