# BNY Mellon

**Canonical:** https://apis.io/providers/bank-of-new-york-mellon/  
**Website:** https://www.bnymellon.com/  
**APIs profiled:** 5

BNY Mellon is a global investments company providing asset servicing, asset management, wealth management, treasury services, and clearance and collateral management for institutions and individuals. The BNY Mellon Marketplace (marketplace.bnymellon.com) and developer portal (developer.bny.com) provide Treasury Services APIs for corporate clients to automate payments, account management, balance reporting, and funds transfers.

## Kin Score — 38.0 / 100 (thin)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 38.0).

| Facet | Score |
|---|---|
| Discoverability | 74.1 |
| Contract Quality | 62.9 |
| Governance | 25.0 |
| Contract Governance | 25.0 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 23.8 |
| Commercial Clarity | 15.8 |
| Access Clarity | 15.8 |

Regulatory layer — **Banking & Open Finance**: 48.1 (matched via tags).

## Agent readiness — 35.9 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Freemium · Self-serve signup — onboarding: self-serve, pricing: freemium, trial: no (confidence: high).

## APIs (5)

- **BNY Mellon Accounts API** — The Accounts API from BNY Mellon — 2 operation(s) for accounts.
- **BNY Mellon Balances API** — The Balances API from BNY Mellon — 1 operation(s) for balances.
- **BNY Mellon Funds Transfers API** — The Funds Transfers API from BNY Mellon — 2 operation(s) for funds transfers.
- **BNY Mellon Payments API** — The Payments API from BNY Mellon — 2 operation(s) for payments.
- **BNY Mellon Transactions API** — The Transactions API from BNY Mellon — 1 operation(s) for transactions.

## Agentic access (1)

- **Bank Of New York Mellon Agentic Access** — 9 operations · 2 acting

## Security (2)

- **Bank Of New York Mellon Authentication** — oauth2 · 1 scheme
- **Bank Of New York Mellon Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Bank Of New York Mellon Plans Pricing**

## Use cases (6)

- **Treasury Automation** — Automate daily cash positioning, balance queries, and payment workflows.
- **Payment Processing** — Initiate global wire, ACH, and SWIFT payments programmatically.
- **Liquidity Management** — Real-time account balance visibility for institutional liquidity decisions.
- **Reconciliation** — Automated transaction downloads for reconciliation and reporting.
- **ERP Integration** — Connect SAP, Oracle, and other ERP/TMS systems to BNY Mellon treasury APIs.
- **Custody Operations** — Integrate treasury APIs into asset servicing and custody workflows.

## Tags

Asset Servicing, Banking, Institutional Banking, Payments, Treasury, Wire Transfers, Fortune 500

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/bank-of-new-york-mellon/). Scores are computed from the provider's own public artifacts under a published rubric.