# Bank of America

**Canonical:** https://apis.io/providers/bank-of-america/  
**Website:** https://www.bankofamerica.com/  
**APIs profiled:** 6

Bank of America is a multinational investment bank and financial services holding company providing consumer banking, wealth management, corporate banking, and investment banking services worldwide. The CashPro Developer Studio provides REST APIs for corporate treasury clients to automate account management, payments, balance reporting, and statement access, supporting over 350 payment types and integration with TMS and ERP platforms.

## Kin Score — 43.0 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 43.0).

| Facet | Score |
|---|---|
| Discoverability | 74.1 |
| Contract Quality | 68.2 |
| Governance | 25.0 |
| Contract Governance | 25.0 |
| Operational Transparency | 7.9 |
| Developer Ergonomics | 19.0 |
| Commercial Clarity | 36.8 |
| Access Clarity | 36.8 |

Regulatory layer — **Banking & Open Finance**: 53.2 (matched via tags).

## Agent readiness — 35.9 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: high).

## APIs (6)

- **Bank of America Accounts API** — The Accounts API from Bank of America — 2 operation(s) for accounts.
- **Bank of America Balances API** — The Balances API from Bank of America — 1 operation(s) for balances.
- **Bank of America Banking API** — Banking operations
- **Bank of America Payments API** — The Payments API from Bank of America — 2 operation(s) for payments.
- **Bank of America Statements API** — The Statements API from Bank of America — 2 operation(s) for statements.
- **Bank of America Transactions API** — The Transactions API from Bank of America — 1 operation(s) for transactions.

## Agentic access (1)

- **Bank Of America Agentic Access** — 11 operations · 2 acting

## Security (2)

- **Bank Of America Authentication** — http/oauth2 · 2 schemes
- **Bank Of America Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Plans (1)

- **Bank Of America Plans Pricing**

## Use cases (6)

- **Treasury Automation** — Automate daily cash positioning, balance reporting, and payment workflows.
- **ERP Integration** — Connect SAP, Oracle, or other ERP systems to Bank of America CashPro.
- **Payments Hub** — Centralize payment initiation across ACH, wire, SWIFT, and real-time payment rails.
- **Liquidity Management** — Real-time visibility into global account balances for liquidity decisions.
- **Reconciliation** — Automated transaction download for account reconciliation workflows.
- **Cash Concentration** — Sweep and concentration account management via API.

## Tags

Banking, Corporate Banking, Finance, Payments, Treasury, CashPro, Fortune 100

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/bank-of-america/). Scores are computed from the provider's own public artifacts under a published rubric.