# Bank Jago

**Canonical:** https://apis.io/providers/bank-jago/  
**Website:** https://www.jago.com/en  
**APIs profiled:** 0

PT Bank Jago Tbk is a technology-based digital bank in Indonesia, listed on the Indonesia Stock Exchange (IDX: ARTO) and backed by investors including Ribbit Capital and GoTo. Rather than a branch network, Bank Jago is delivered through the life-centric Jago mobile application and is deeply embedded into partner ecosystems — Gojek/GoPay for payments, and Bibit/Stockbit for investing — via API-based integrations. Its Open API payment surface is exposed through Indonesia's national SNAP (Standar Nasional Open API Pembayaran) programme, administered through the ASPI developer directory, rather than a self-hosted public developer portal. Bank Jago is regulated by the Indonesian Financial Services Authority (OJK) and Bank Indonesia. This API Evangelist profile is compiled from public sources as a fintech company lead; the bank publishes no self-hosted OpenAPI, SDK, or developer documentation at this time.

## Kin Score — 11.1 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 11.1).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Banking & Open Finance**: 24.1 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Bank Jago Domain Security** — TLSv1.2 · HSTS · DNSSEC · DMARC

## Tags

Company, Fintech, Banking, Digital Bank, Indonesia, Open Banking, Payments, SNAP

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/bank-jago/). Scores are computed from the provider's own public artifacts under a published rubric.