# Bancontact

**Canonical:** https://apis.io/providers/bancontact/  
**Website:** https://www.bancontact.com/  
**APIs profiled:** 1

Bancontact is Belgium's most popular electronic payment system, operating through the Bancontact Payconiq Company (now transitioning to Bancontact Pro brand). The platform provides debit card payments, QR code payments, and mobile payments via the Payconiq by Bancontact app. The REST API enables merchants to accept payments online, in-app, and via QR codes with settlement in Belgian bank accounts.

## Kin Score — 19.8 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 19.8).

| Facet | Score |
|---|---|
| Discoverability | 66.7 |
| Contract Quality | 11.3 |
| Governance | 54.5 |
| Contract Governance | 54.5 |
| Operational Transparency | 7.9 |
| Developer Ergonomics | 9.5 |
| Commercial Clarity | 15.8 |
| Access Clarity | 15.8 |

Regulatory layer — **Payments**: 17.2 (matched via tags).

## Agent readiness — 3.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Freemium — onboarding: unknown, pricing: freemium, trial: no (confidence: medium).

## APIs (1)

- **Bancontact Payconiq Acceptance API** — REST API for accepting Bancontact payments online and via QR code. Enables merchants to create payment transactions, generate QR codes, handle callbacks, and process refunds. Th...

## Security (1)

- **Bancontact Domain Security** — TLSv1.3 · DMARC

## Plans (1)

- **Bancontact Plans Pricing**

## Use cases (5)

- **E-Commerce Checkout** — Accept Bancontact as a local Belgian payment method at checkout.
- **QR Code POS** — In-store and restaurant QR code payment acceptance.
- **Mobile In-App Payments** — Integrate Bancontact into iOS and Android apps.
- **Invoice Payments** — Payment links and QR codes for invoicing and B2C collections.
- **Subscription Billing** — Recurring payment collection from Belgian consumers.

## Tags

Banking, Belgium, Debit Cards, E-Commerce, Fintech, Payments

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/bancontact/). Scores are computed from the provider's own public artifacts under a published rubric.