# Popular (Banco Popular)

**Canonical:** https://apis.io/providers/banco-popular/  
**Website:** https://www.popular.com/en/  
**APIs profiled:** 0

Popular, Inc. (NASDAQ: BPOP), operating as Banco Popular, is a publicly traded financial holding company founded in 1893 and headquartered in Hato Rey, San Juan, Puerto Rico. It is the largest bank in Puerto Rico and operates through two chartered depository segments: Banco Popular de Puerto Rico (BPPR), serving Puerto Rico and the U.S. Virgin Islands, and Popular Bank (formerly Banco Popular North America), a New York state-chartered commercial bank serving mainland U.S. markets including New York, New Jersey, and Florida. Popular is FDIC-insured and regulated as a U.S. bank holding company. On its open-finance and API posture, Popular does not publish a first-party public developer portal or downloadable API specifications for its U.S. institutions (popular.com); consumer-permissioned account and transaction data is made available indirectly through third-party data aggregators such as Plaid, Tink, and Finicity rather than a direct bank API. This identity record reflects that honest reality — an aggregator-only access model with no documented first-party API surface, FDX membership, or published CFPB Section 1033 data-access program. (Note: the separate apiportal.popularenlinea.com open-banking portal belongs to Banco Popular Dominicano / Grupo Popular, a distinct Dominican Republic company, not to Popular, Inc.)

## Kin Score — 9.9 / 100 (minimal)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 9.9).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 27.6 |
| Access Clarity | 27.6 |

Regulatory layer — **Banking & Open Finance**: 17.7 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Security (1)

- **Banco Popular Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Financial-Services, Banking, United States, Puerto Rico, Regional Bank, Open Finance, Data Aggregation

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/banco-popular/). Scores are computed from the provider's own public artifacts under a published rubric.