# Balanced

**Canonical:** https://apis.io/providers/balanced/  
**APIs profiled:** 0

Balanced was a payments API for online marketplaces and crowdfunding platforms, founded out of Y Combinator (W2011) and backed by Andreessen Horowitz (a16z), SV Angel, Collaborative Fund, and angels including Brian Chesky and Ashton Kutcher. It offered a developer-first API for processing cards and bank (ACH) payments, paying out to sellers, and handling seller identity/underwriting for marketplaces. Balanced announced on 2015-03-13 that it was shutting down its payments platform and gave customers 90 days notice, striking a transition deal that migrated card, bank account, and seller identity data to Stripe by 2015-06-11. The company and its API are defunct; the balancedpayments.com domain is now a parked/lander page and the api/docs hosts no longer resolve.

## Kin Score — 0.1 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 0.1).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Payments**: 0.0 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Tags

Company, Payments, Fintech, Marketplace Payments, ACH, Developer API, Defunct

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/balanced/). Scores are computed from the provider's own public artifacts under a published rubric.