# AZA Finance

**Canonical:** https://apis.io/providers/aza-finance/  
**Website:** https://www.azafinance.com/  
**APIs profiled:** 1

AZA Finance is a regulated financial-infrastructure provider delivering foreign exchange (FX), collections, treasury and cross-border payout services across Africa and between Africa and the rest of the world. Its developer platform is the TransferZero API V1 — a REST API that lets businesses create senders, quote FX, send bulk and individual payouts to bank accounts and mobile-money wallets, validate accounts, attach KYC documents, and receive real-time webhook notifications. Authentication is HMAC request-signing; official SDKs are published for Ruby, JavaScript, PHP, .NET and Java. AZA Finance is licensed by the UK FCA (#673100), the Bank of Uganda (#MR 125/23) and the Central Bank of Nigeria.

## Kin Score — 32.1 / 100 (thin)

Scored 2026-08-30 under rubric 0.17.2. Trend: flat (-0.6 from 32.7).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 65.9 |
| Governance | 4.5 |
| Contract Governance | 4.5 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 35.1 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Payments**: 26.6 (matched via tags).

## Agent readiness — 34.0 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | bearer |
| Idempotency | documented |
| Error Semantics | verified |
| OpenAPI Examples | partial |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (16)

- **AZA Finance Account Debits API** — The Account Debits API from AZA Finance — 1 operation(s) for account debits.
- **AZA Finance Account Validation API** — The Account Validation API from AZA Finance — 1 operation(s) for account validation.
- **AZA Finance Accounts API** — The Accounts API from AZA Finance — 2 operation(s) for accounts.
- **AZA Finance API Logs API** — The API Logs API from AZA Finance — 2 operation(s) for api logs.
- **AZA Finance Currency Info API** — The Currency Info API from AZA Finance — 3 operation(s) for currency info.
- **AZA Finance dlocal balance API** — The dlocal balance API from AZA Finance — 1 operation(s) for dlocal balance.
- **AZA Finance Documents API** — The Documents API from AZA Finance — 2 operation(s) for documents.
- **AZA Finance Logs API** — The Logs API from AZA Finance — 2 operation(s) for logs.
- **AZA Finance Mandates API** — The Mandates API from AZA Finance — 1 operation(s) for mandates.
- **AZA Finance Payin Methods API** — The Payin Methods API from AZA Finance — 2 operation(s) for payin methods.
- **AZA Finance Payment Methods API** — The Payment Methods API from AZA Finance — 2 operation(s) for payment methods.
- **AZA Finance Payout Methods API** — The Payout Methods API from AZA Finance — 2 operation(s) for payout methods.
- **AZA Finance Recipients API** — The Recipients API from AZA Finance — 3 operation(s) for recipients.
- **AZA Finance Senders API** — The Senders API from AZA Finance — 2 operation(s) for senders.
- **AZA Finance Transactions API** — The Transactions API from AZA Finance — 7 operation(s) for transactions.
- **AZA Finance Webhooks API** — The Webhooks API from AZA Finance — 3 operation(s) for webhooks.

## MCP servers (1)

- **AZA Finance MCP Server**

## Agentic access (1)

- **Aza Finance Agentic Access** — 49 operations · 22 acting

## Security (2)

- **Aza Finance Authentication** — apiKey · 4 schemes
- **Aza Finance Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Financial-Services, Payments, Foreign Exchange, Cross-Border Payments, Africa, Fintech

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/aza-finance/). Scores are computed from the provider's own public artifacts under a published rubric.