# Aviva

**Canonical:** https://apis.io/providers/aviva/  
**Website:** https://avivacredito.com  
**APIs profiled:** 0

Aviva (Aviva Financial, S.A. de C.V., SOFOM E.N.R.) is a Mexican fintech lender operating under the tagline "Tu historia importa." It offers quick, secured personal and business loans originated in person through a network of 100+ physical kiosks across central Mexico (Puebla, Hidalgo, Estado de Mexico, Morelos, Queretaro, Tlaxcala and Veracruz), using a video-call onboarding flow (the Aviva Onboarding System, AOS) with same-day or 24-hour direct-deposit disbursement. Products include Aviva Contigo (everyday expenses, up to $15,000), Aviva tu Negocio (business owners, up to $20,000), Aviva tu Compra (appliances at Bodega Aurrera), and Aviva tu Casa (construction materials via Construrama). Borrowers manage payments through the Aviva mobile app. Aviva was surfaced as a 500 Global portfolio company and added to the API Evangelist network. As of this enrichment pass Aviva publishes no public developer portal, API, SDKs, or OpenAPI - it exposes a consumer web/app and kiosk surface only.

## Kin Score — 10.8 / 100 (minimal)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 10.8).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 4.3 |
| Commercial Clarity | 21.1 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Aviva Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Financial Services, Fintech, Lending, Consumer Credit, Loans, SOFOM, Mexico

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/aviva/). Scores are computed from the provider's own public artifacts under a published rubric.