# Avant

**Canonical:** https://apis.io/providers/avant/  
**Website:** https://www.avant.com  
**APIs profiled:** 0

Avant is a Chicago-based financial technology company that provides consumer credit products to middle-income U.S. consumers, primarily unsecured personal loans of roughly $2,000-$35,000 (9.95%-35.99% APR, 24-60 month terms) for debt consolidation, emergencies, home improvement, and other needs, alongside the Avant Credit Card issued through WebBank. Founded in 2012 and backed by investors including QED Investors and 500 Global, Avant operates a mobile-first lending and card-servicing platform with a customer help center, personal-finance blog, and SCRA support for military members. Avant is a consumer-facing product company and does not publish a public developer API or portal; this profile captures its public web, security, and support surfaces.

## Kin Score — 12.2 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+1.1 from 11.1).

| Facet | Score |
|---|---|
| Discoverability | 61.1 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Banking & Open Finance**: 25.3 (matched via tags).

## Agent readiness — 2.6 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | yes |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (2)

- **Avant Domain Security** — TLSv1.3 · HSTS · DMARC
- **Avant Vulnerability Disclosure** — security.txt · contact published

## Tags

Company, Financial-Services, Fintech, Lending, Personal Loans, Credit Cards, Consumer Finance, Banking

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/avant/). Scores are computed from the provider's own public artifacts under a published rubric.