# AutoFi

**Canonical:** https://apis.io/providers/autofi/  
**Website:** https://autofi.com  
**APIs profiled:** 2

AutoFi ("The Sales Momentum Company") is an AI-powered automotive commerce platform that connects online and in-store car-buying experiences for dealerships, OEMs, lenders, and online marketplaces. Its products span digital retailing (online financing exploration and personalized deal paths with real payments and options), showroom solutions (in-store deal-structuring tools that preserve dealership profitability and buyer transparency), Dealmaker deal structuring, and Smartlink lead management. AutoFi publicly documents a REST API — the Lending-as-a-Service surface — at api.autofi.com covering JWT client credential authorization, loan application creation and retrieval, Dealmaker and credit application submission, dealer lookup, cash/finance/lease payment estimation, and prequalification, with a UAT sandbox that can simulate lender decisions. AutoFi was surfaced as a portfolio company of 500 Global.

## Kin Score — 58.1 / 100 (strong)

Scored 2026-08-17 under rubric 0.11.0. Trend: rising (+49.8 from 8.3).

| Facet | Score |
|---|---|
| Discoverability | 87.0 |
| Contract Quality | 62.8 |
| Governance | 20.8 |
| Operational Transparency | 60.5 |
| Developer Ergonomics | 54.3 |
| Commercial Clarity | 50.0 |

Regulatory layer — **Payments**: 71.9 (matched via tags).

## Agent readiness — 64.9 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | yes |
| MCP Server | yes |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | partial |
| Rate Limit Signal | documented |
| Event Surface Described | yes |
| Agent Skills | yes |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Public reference, sales-gated credentials — onboarding: unknown, pricing: unknown, trial: no (confidence: medium).

## APIs (2)

- **AutoFi API** — AutoFi's public REST API (OpenAPI 3.0.0) for automotive lending and digital retail. Resource-oriented JSON endpoints for requesting a JWT access token with API client credential...
- **AutoFi MCP Server** — Live, OAuth-protected Model Context Protocol server served from the WordPress installation behind autofi.com, discovered through RFC 9728 protected-resource metadata. It is a si...

## MCP servers (2)

- **autofi-mcp.yml**
- **mcp-oauth-server**

## Agentic access (1)

- **Autofi Agentic Access** — 11 operations · 9 acting

## Security (4)

- **Autofi Authentication** — http · 1 scheme
- **Autofi Domain Security** — TLSv1.3 · HSTS · DMARC
- **Autofi Vulnerability Disclosure** — Hackerone · security.txt · contact published
- **Autofi Trust Center** — SOC 2, SOC 3

## Plans (1)

- **Autofi Plans Pricing**

## Tags

Company, Automotive, Fintech, Digital Retail, Auto Finance, Dealerships, Sales Enablement, SaaS, Lending, Loan Origination, Credit Decisioning, Payment Calculation, Prequalification

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/autofi/). Scores are computed from the provider's own public artifacts under a published rubric.