# Auswide Bank

**Canonical:** https://apis.io/providers/auswide-bank/  
**Website:** https://www.auswidebank.com.au/  
**APIs profiled:** 7

Auswide Bank Ltd is an Australian authorised deposit-taking institution (ADI) headquartered in Bundaberg, Queensland, offering home loans, savings and transaction accounts, term deposits, credit cards, and personal and business banking. Formerly Wide Bay Australia and previously ASX-listed (ABA), Auswide is now a division of MyState Bank Limited, a wholly owned subsidiary of the ASX-listed MyState Limited (ASX MYS) following the 2025 merger. As an active CDR data holder under Australia's Consumer Data Right (Open Banking), Auswide exposes a public, unauthenticated Product Reference Data (PRD) API conforming to the DSB Consumer Data Standards, alongside the accredited-data-recipient consumer data sharing channels required of every Australian bank.

## Kin Score — 38.2 / 100 (thin)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 38.2).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 51.0 |
| Governance | 16.7 |
| Contract Governance | 16.7 |
| Operational Transparency | 7.9 |
| Developer Ergonomics | 28.0 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Banking & Open Finance**: 60.8 (matched via tags).

## Agent readiness — 31.8 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (7)

- **Auswide Bank Banking Account Balances API** — Banking Account Balance endpoints
- **Auswide Bank Banking Account Direct Debits API** — Banking Account Direct Debit endpoints
- **Auswide Bank Banking Account Scheduled Payments API** — Banking Account Scheduled Payment endpoints
- **Auswide Bank Banking Account Transactions API** — Banking Account Transaction endpoints
- **Auswide Bank Banking Accounts API** — Banking Account endpoints
- **Auswide Bank Banking Payees API** — Banking Payee endpoints
- **Auswide Bank Banking Products API** — Banking Product endpoints

## MCP servers (1)

- **Auswide Bank MCP Server**

## Security (2)

- **Auswide Bank Authentication** — none/oauth2/openIdConnect/mutualTLS · 4 schemes
- **Auswide Bank Domain Security** — TLSv1.2 · HSTS · DMARC

## Tags

Financial, Banks, Open Banking, CDR, Consumer Banking, Australia, Product Reference Data, ADI

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/auswide-bank/). Scores are computed from the provider's own public artifacts under a published rubric.