# Australian Military Bank

**Canonical:** https://apis.io/providers/australian-military-bank/  
**Website:** https://www.australianmilitarybank.com.au/  
**APIs profiled:** 7

Australian Military Bank Ltd (ABN 48 087 649 741, AFSL/Australian Credit Licence 237988, BSB 642170) is a customer-owned mutual authorised deposit-taking institution (ADI) that has served the Australian Defence Force community, veterans, and their families since 1959, making it one of Australia's longest-serving Defence financial institutions. As an active ADI it participates in Australia's Consumer Data Right (CDR) open banking regime, and its only public, unauthenticated API surface is the mandated Product Reference Data (PRD) API built to the Data Standards Body (DSB) Consumer Data Standards. Consumer data sharing (accounts, balances, transactions) is available only to accredited data recipients through the CDR's authenticated, FAPI-profiled OAuth2/OIDC flows; the bank does not publish a broader self-serve developer portal or proprietary API program.

## Kin Score — 37.1 / 100 (thin)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 37.1).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 12.8 |
| Governance | 30.3 |
| Contract Governance | 30.3 |
| Operational Transparency | 18.4 |
| Developer Ergonomics | 35.1 |
| Commercial Clarity | 28.9 |
| Access Clarity | 28.9 |

Regulatory layer — **Banking & Open Finance**: 77.2 (matched via tags).

## Agent readiness — 31.8 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (7)

- **Australian Military Bank Banking Account Balances API** — Banking Account Balance endpoints
- **Australian Military Bank Banking Account Direct Debits API** — Banking Account Direct Debit endpoints
- **Australian Military Bank Banking Account Scheduled Payments API** — Banking Account Scheduled Payment endpoints
- **Australian Military Bank Banking Account Transactions API** — Banking Account Transaction endpoints
- **Australian Military Bank Banking Accounts API** — Banking Account endpoints
- **Australian Military Bank Banking Payees API** — Banking Payee endpoints
- **Australian Military Bank Banking Products API** — Banking Product endpoints

## MCP servers (1)

- **Australian Military Bank MCP Server** — Candidate MCP tool surface derived from the public, unauthenticated CDR Product Reference Data endpoints. Australian Military Bank publishes no official hosted MCP server; these...

## Security (2)

- **Australian Military Bank Authentication** — none/oauth2/openIdConnect/mutualTLS · 2 schemes
- **Australian Military Bank Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Financial, Banks, Open Banking, CDR, Consumer Banking, Australia, Mutual, Defence

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/australian-military-bank/). Scores are computed from the provider's own public artifacts under a published rubric.