# Augustus

**Canonical:** https://apis.io/providers/augustus/  
**Website:** https://augustus.com/  
**APIs profiled:** 14

Augustus (formerly Ivy, getivy.io) is a global payments and banking platform that lets developers move money between fiat and stablecoins, accept Open Banking bank payments, send payouts, run FX conversions, and hold balances through a single REST API. Building blocks include accounts and virtual accounts, account programs, checkout sessions and orders, deposits, payouts, refunds and returns, conversions and quotes, plus webhooks for real-time events. Augustus runs the Ivy Open Banking API (version 2023-01-01) alongside the newer Augustus Banking API (version 2026-05-01), authenticates with scoped bearer API keys, supports idempotent POSTs and cursor pagination, and is building an AI-native, stablecoin-based clearing bank. Backed by Creandum and Valar Ventures.

## Kin Score — 50.7 / 100 (developing)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 50.7).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 65.7 |
| Governance | 11.5 |
| Operational Transparency | 31.6 |
| Developer Ergonomics | 66.8 |
| Commercial Clarity | 34.2 |

Regulatory layer — **Banking & Open Finance**: 53.2 (matched via tags).

## Agent readiness — 48.4 (agent-native)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| MCP Server | derived |
| Auth Clarity | yes |
| Idempotency | verified |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (14)

- **Ivy API (Open Banking)** — The 2023-01-01 Ivy API for Open Banking pay-ins and Manual Bank Transfer. Checkout sessions, orders, customers, refunds, banks, capabilities, and beneficiary payouts. Existing I...
- **Augustus Account Programs API** — The Account Programs API from Augustus — 3 operation(s) for account programs.
- **Augustus Accounts API** — The Accounts API from Augustus — 6 operation(s) for accounts.
- **Augustus API Key API** — The API Key API from Augustus — 1 operation(s) for api key.
- **Augustus API Versions API** — The API Versions API from Augustus — 1 operation(s) for api versions.
- **Augustus Conversions API** — The Conversions API from Augustus — 2 operation(s) for conversions.
- **Augustus Deposits API** — The Deposits API from Augustus — 2 operation(s) for deposits.
- **Augustus Events API** — The Events API from Augustus — 2 operation(s) for events.
- **Augustus Payouts API** — The Payouts API from Augustus — 2 operation(s) for payouts.
- **Augustus Quotes API** — The Quotes API from Augustus — 2 operation(s) for quotes.
- **Augustus Returns API** — The Returns API from Augustus — 2 operation(s) for returns.
- **Augustus Scopes API** — The Scopes API from Augustus — 1 operation(s) for scopes.
- **Augustus Webhook Deliveries API** — The Webhook Deliveries API from Augustus — 3 operation(s) for webhook deliveries.
- **Augustus Webhook Subscriptions API** — The Webhook Subscriptions API from Augustus — 3 operation(s) for webhook subscriptions.

## MCP servers (1)

- **augustus-mcp.yml**

## Agentic access (1)

- **Augustus Agentic Access** — 37 operations · 12 acting · 12 human-in-the-loop

## Security (2)

- **Augustus Authentication** — http/apiKey · 2 schemes
- **Augustus Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Company, Fintech, Payments, Banking, Open Banking, Stablecoin, Payouts, Foreign Exchange, Webhooks

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/augustus/). Scores are computed from the provider's own public artifacts under a published rubric.