# Atlantic Money

**Canonical:** https://apis.io/providers/atlantic-money/  
**Website:** https://atlantic.money/  
**APIs profiled:** 0

Atlantic Money is a London-based fintech, founded in 2020 by Robinhood alumni and backed by Index Ventures, offering international money transfers at a flat GBP 3 fee with the live mid-market exchange rate and no FX markup. The service supports transfers across ten currencies with direct bank deposits and standard or express delivery, for both consumers and businesses, and is authorized and regulated by the UK FCA as a payment institution. Atlantic Money is a consumer- and business-facing mobile and web application; it publishes no public developer API, OpenAPI, or SDK surface, so this network profile is limited to company identity, website property links, and probed domain-security posture.

## Kin Score — 9.1 / 100 (minimal)

Scored 2026-08-25 under rubric 0.14.0. Trend: flat (+0.0 from 9.1).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Payments**: 21.9 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Atlantic Money Domain Security** — TLSv1.3 · DMARC

## Tags

Company, Fintech, Money Transfer, Payments, Foreign Exchange, Remittance, Financial-Services, FCA Regulated

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/atlantic-money/). Scores are computed from the provider's own public artifacts under a published rubric.