# Astrada

**Canonical:** https://apis.io/providers/astrada/  
**Website:** https://astrada.co/  
**APIs profiled:** 15

Astrada is the data layer for autonomous finance, providing real-time, structured card transaction data pulled directly from the card networks rather than relying on delayed bank feeds. Its Transaction Data API lets expense management, travel, and accounting/ERP platforms enroll corporate cards (with 3DS cardholder verification), receive real-time transaction messages and enriched transactions, link bank accounts, and auto-reconcile card-to-bank activity. Founded in 2024 by Salman Syed (ex-Mastercard, Marqeta, Fidel API), Astrada is PCI DSS v4 Level 1 certified, a Mastercard Start Path and Visa Ventures portfolio company, and is backed by QED Investors.

## Kin Score — 59.5 / 100 (strong)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 59.5).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 67.1 |
| Governance | 20.8 |
| Operational Transparency | 50.0 |
| Developer Ergonomics | 66.8 |
| Commercial Clarity | 50.0 |

Regulatory layer — **Payments**: 71.9 (matched via tags).

## Agent readiness — 54.7 (agent-native)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| MCP Server | derived |
| Auth Clarity | yes |
| Idempotency | verified |
| Error Semantics | documented |
| OpenAPI Examples | verified |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (15)

- **Astrada bank-accounts API** — Manage connected bank accounts. Bank accounts are created automatically when a bank link enrollment is completed.
- **Astrada bank-links API** — Manage bank enrollment links. A bank link represents an invitation for a user to connect their bank account via Plaid.
- **Astrada bank-subscriptions API** — Manage bank subscriptions (Plaid connections). A subscription represents an active connection to a financial institution.
- **Astrada bank-transactions API** — Access bank transactions synced from connected accounts. Transactions are ingested via Plaid and can be matched against card transactions.
- **Astrada bin-lookup API** — BIN Lookup
- **Astrada card API** — Card resource
- **Astrada card-subscription API** — Card Subscription resource
- **Astrada card-verification API** — Card Verification
- **Astrada enrollment-methods API** — Enrollment methods resource
- **Astrada network-bulk-feeds API** — Network bulk feed resource
- **Astrada subaccounts API** — Subaccount resource
- **Astrada transaction-matches API** — Access transaction matches between bank and card transactions, including confidence scores and match reasoning.
- **Astrada transaction-messages API** — Transaction messages resource
- **Astrada transactions API** — Transaction resource
- **Astrada webhooks API** — Manage webhooks

## MCP servers (1)

- **astrada-mcp.yml**

## Agentic access (1)

- **Astrada Agentic Access** — 50 operations · 21 acting

## Security (4)

- **Astrada Authentication** — oauth2 · 1 scheme
- **Astrada Domain Security** — TLSv1.3 · HSTS · DMARC
- **Astrada Vulnerability Disclosure** — contact published
- **Astrada Trust Center** — PCI DSS v4 Level 1 Service Provider, GDPR, CCPA

## Tags

Company, Fintech, Payments, Card Data, Transaction Data, Reconciliation, Expense Management, Data Infrastructure

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/astrada/). Scores are computed from the provider's own public artifacts under a published rubric.