# Astra

**Canonical:** https://apis.io/providers/astra/  
**Website:** https://docs.astra.finance/  
**APIs profiled:** 1

Astra (Astra Finance, Inc.) is a financial technology company providing an all-in-one instant payments API that lets product teams embed real-time money movement between bank accounts and debit cards. The platform powers instant disbursements and payouts, instant account funding, accelerated bank transfers, card-to-account movement, cross-border payments, and automated "Routines," with built-in compliance, fraud detection, and chargeback management. Developers integrate over a versioned REST API (v1) using OAuth 2.0 authorization for end-user money movement plus client-credential authorization for administrative operations, with webhooks for asynchronous updates and a full sandbox environment for testing.

## Kin Score — 40.7 / 100 (developing)

Scored 2026-08-30 under rubric 0.17.2. Trend: flat (+0.0 from 40.7).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 42.7 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 7.9 |
| Developer Ergonomics | 40.5 |
| Commercial Clarity | 35.5 |
| Access Clarity | 35.5 |

Regulatory layer — **Payments**: 59.4 (matched via tags).

## Agent readiness — 22.7 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | bearer |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (1)

- **Astra API** — Astra's REST API (v1) for embedding instant money movement — accounts, users, cards, transfers, payment instruments, and Routines — authorized via OAuth 2.0 and delivered with w...

## Security (3)

- **Astra Authentication** — oauth2 · 3 schemes
- **Astra Domain Security** — TLSv1.3 · HSTS · DMARC
- **Astra Trust Center** — SOC 2, PCI DSS, GDPR, CCPA/CPRA

## Tags

Company, Payments, Fintech, Money Movement, ACH, Instant Payments, Bank Transfers, Disbursements

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/astra/). Scores are computed from the provider's own public artifacts under a published rubric.