# Aspire

**Canonical:** https://apis.io/providers/aspire/  
**Website:** https://aspireapp.com  
**APIs profiled:** 1

Aspire is a Singapore-headquartered fintech offering an all-in-one finance platform for growing businesses operating globally. Its products include multi-currency business accounts, corporate cards, global payments and FX, expense and budget management, bill pay, bulk payments, invoice and accounts-receivable management, yield on idle balances, and global payroll. Aspire also exposes a developer API (api.aspireapp.com/public/v1) covering payouts/transfers, card issuance, and bank-feed/transaction reporting, secured with OAuth 2.0 bearer tokens (client-credentials and authorization-code + PKCE flows), idempotency keys, and webhooks. The company serves 50,000+ businesses, is backed by Lightspeed Venture Partners, and is PCI DSS v4.0.1, ISO/IEC 27001:2022, and SOC 2 Type 2 certified.

## Kin Score — 47.6 / 100 (developing)

Scored 2026-08-30 under rubric 0.17.2. Trend: flat (+0.0 from 47.6).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 42.7 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 18.4 |
| Developer Ergonomics | 61.9 |
| Commercial Clarity | 39.5 |
| Access Clarity | 39.5 |

Regulatory layer — **Payments**: 62.5 (matched via tags).

## Agent readiness — 29.4 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | documented |
| Auth Clarity | bearer |
| Idempotency | documented |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (1)

- **Aspire API** — Aspire's public REST API for business finance automation: payout/transfer operations across 30+ currencies (local and SWIFT), FX quotes, virtual card issuance and controls, and ...

## MCP servers (1)

- **Aspire MCP Server**

## Security (2)

- **Aspire Authentication** — oauth2/http · 2 schemes
- **Aspire Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Company, Fintech, Business Banking, Payments, Payouts, Card Issuance, Foreign Exchange, Expense Management, Financial-Services, Singapore

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/aspire/). Scores are computed from the provider's own public artifacts under a published rubric.