# Asaas

**Canonical:** https://apis.io/providers/asaas/  
**Website:** https://www.asaas.com/  
**APIs profiled:** 20

Asaas is a Brazilian financial-services and payments platform headquartered in Joinville, SC. It operates as a Banco Central-authorized payment institution and simplified credit company (SCD), offering small and medium businesses a digital account ("Conta Asaas") combined with collection, billing, and receivables tooling. The Asaas API (v3) at api.asaas.com is a REST/JSON surface covering Customers, Charges (Cobranças), Subscriptions, Installments, Pix (including Pix Automático recurring), Boleto, Credit Card, Checkout sessions, Payment Links, Split Payments, Transfers, Bill Payments, Anticipation of Receivables, Subaccounts / White-label, Invoices (Nota Fiscal), Escrow, Chargeback handling, Webhooks, and supporting services like Serasa default reporting, cell-phone recharges, and SMS / WhatsApp / email notifications. A full sandbox at sandbox.asaas.com, an Atlassian-hosted status page, a Discord developer community, and an llms.txt-indexed documentation site round out the developer experience. Asaas does not publish a first-party SDK on a GitHub org; the ecosystem is served by third-party community SDKs in Node.js, PHP, Python, Go, and Ruby plus e-commerce plugins for WooCommerce, Magento, and Nuvemshop.

## Kin Score — 19.1 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 19.1).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 23.7 |
| Developer Ergonomics | 39.3 |
| Commercial Clarity | 13.2 |
| Access Clarity | 13.2 |

Regulatory layer — **Payments**: 18.8 (matched via tags).

## Agent readiness — 8.5 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## APIs (20)

- **Asaas Customers API** — Create, retrieve, update, list, and delete customers ("clientes"). The Customer object holds personal/business identifiers (CPF/CNPJ), contact details, address, default notifica...
- **Asaas Charges (Cobranças) API** — Core billing endpoint for creating individual charges payable by Boleto, Pix, Credit Card, Debit Card, or "undefined" (let the payer choose). Supports capture, refund, partial r...
- **Asaas Subscriptions API** — Recurring-billing subscriptions with weekly, biweekly, monthly, bimonthly, quarterly, semiannual, and annual cycles. Supports end-date or open-ended schedules, automatic charge ...
- **Asaas Installments (Parcelamentos) API** — Generate a fixed series of installment charges from a single installment plan - typical for splitting a total amount across N monthly boletos or credit-card charges.
- **Asaas Pix API** — Endpoints for Pix instant payments - static and dynamic QR codes, Pix keys (CPF/CNPJ/email/phone/random), QR code decoding, transfer via Pix, and the new Pix Automático (recurri...
- **Asaas Boleto API** — Issue, retrieve, and reconcile Brazilian boleto bancário (bank slip) charges, with configurable fines, interest, discounts, and due-date updates. Includes a webhook event for ca...
- **Asaas Credit Card API** — Tokenize credit cards client-side and process card charges server-side, including pre-authorization (capture later), capture, refund, and 3DS challenge handling. Supports recurr...
- **Asaas Checkout API** — Hosted checkout sessions that bundle one or more products / charges into a shareable payment URL. Supports multiple billing types, tax-document collection, and post-payment redi...
- **Asaas Payment Links API** — Generate reusable payment links ("links de pagamento") for one-off or recurring collection over WhatsApp, SMS, email, or social. Each link can carry a fixed or buyer-defined amo...
- **Asaas Split Payments API** — Configure split rules on a charge so that the net amount is automatically distributed across one or more wallet IDs at settlement time - the basis for marketplaces and platforms...
- **Asaas Transfers API** — Move funds out of the Asaas digital account: TED to external banks, Pix transfers to keys or banking details, and internal transfers between Asaas accounts, with optional schedu...
- **Asaas Bill Payments API** — Pay external bills (boletos, concessionárias, GPS, DARF) from the Asaas digital account, with barcode-line lookup and scheduled execution.
- **Asaas Anticipations (Antecipação) API** — Anticipate future receivables - boleto, card, and Pix - to receive funds before the original settlement date in exchange for a discount fee. Endpoints simulate, request, and lis...
- **Asaas Subaccounts / White-Label API** — Create and manage subaccounts under a master account for white-label and BaaS use cases. Supports KYC document submission, activation links, per-subaccount API keys, and consoli...
- **Asaas Invoices (Nota Fiscal) API** — Schedule, issue, and retrieve Brazilian electronic invoices (NFS-e) automatically tied to a charge or subscription, including municipal configuration and tax retention setup.
- **Asaas Escrow Accounts API** — Hold funds in escrow ("contas de garantia") until a release condition is met, with API-driven release or refund. Common in marketplaces where buyer-protection windows are required.
- **Asaas Chargebacks API** — Retrieve and dispute credit-card chargebacks, including evidence upload and status retrieval.
- **Asaas Account Balance & Statement API** — Retrieve the current account balance and the financial statement (extrato) of credits and debits for the Asaas digital account.
- **Asaas Cell Phone Recharge API** — Top up Brazilian prepaid mobile lines by carrier and amount, debiting the Asaas account balance.
- **Asaas Webhooks API** — Event-driven HTTP callbacks for payment, subscription, transfer, anticipation, chargeback, account, and invoice events. Webhooks require a token (auto-generated as of Feb 2026) ...

## Security (1)

- **Asaas Domain Security** — TLSv1.3 · HSTS · DMARC

## Use cases (5)

- **Recurring SaaS Billing** — Subscriptions API plus Pix Automático, boleto, or card to bill Brazilian SaaS customers in BRL with automated dunning.
- **Marketplace Settlement** — Split Payments + Subaccounts + Escrow let marketplaces collect, hold, and disburse to sellers natively in BRL.
- **Service-Business Collections** — Service businesses (clinics, schools, gyms) automate billing, NFS-e issuance, and overdue-payment chasing via the Asaas dunning engine.
- **White-Label / BaaS** — ISVs embed Asaas under their brand using Subaccounts, KYC, and per-account API keys to ship a payments product without a banking stack.
- **E-commerce Checkout** — Checkout sessions and payment links plug into custom storefronts and supported plugins for one-click Pix / boleto / card.

## Tags

Payments, Billing, Subscription, Pix, Boleto, Credit Card, Checkout, Split Payments, Webhook, Digital Account, Receivables, Invoicing, Brazil, Fintech, SMB

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/asaas/). Scores are computed from the provider's own public artifacts under a published rubric.
