# Arro

**Canonical:** https://apis.io/providers/arro/  
**Website:** https://www.arrofinance.com  
**APIs profiled:** 0

Arro is a consumer fintech company that helps people build or rebuild credit without traditional barriers. Its flagship product is the Arro Card, a Mastercard with no deposit and no hard credit check that starts at up to $300 and grows to $2,500, issued by Community Federal Savings Bank (member FDIC). The Arro app pairs the card with financial-education lessons, credit tracking, personalized guidance, and Artie, an AI money coach. Arro is a mobile-first consumer product and does not publish a public developer API, OpenAPI, or developer portal at this time.

## Kin Score — 7.6 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 7.6).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Payments**: 21.9 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Arro Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Financial-Services, Fintech, Credit, Credit Cards, Consumer Lending, Credit Building

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/arro/). Scores are computed from the provider's own public artifacts under a published rubric.