# Arf

**Canonical:** https://apis.io/providers/arf/  
**Website:** https://arf.one  
**APIs profiled:** 0

Arf is a Switzerland-regulated liquidity and settlement platform for cross-border payments, providing short-term, receivable-backed, revolving working capital to licensed payment institutions and money-transfer operators. Its core product, Arf Liquidity, lets payment companies settle across any corridor 24/7 without prefunding destination accounts, using regulated real-world-asset-backed digital assets and stablecoins (including USDC) for native on-ramp/off-ramp value transfer and real-time treasury management. Arf is a compliance-first, VQF self-regulatory-organization member serving only licensed financial institutions, and partners with Circle, Stellar, and Visa. This profile was surfaced as a 500 Global portfolio company and enriched from Arf's public web presence; Arf does not currently publish a public developer portal or API.

## Kin Score — 14.7 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 14.7).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 31.6 |
| Access Clarity | 31.6 |

Regulatory layer — **Payments**: 31.3 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Arf Domain Security** — TLSv1.2 · DMARC

## Tags

Company, Payments, Cross-Border Payments, Settlement, Liquidity, Stablecoins, Fintech, Treasury Management

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/arf/). Scores are computed from the provider's own public artifacts under a published rubric.