# Arbol

**Canonical:** https://apis.io/providers/arbol/  
**Website:** https://www.arbol.io/  
**APIs profiled:** 0

Arbol is a global climate risk solutions platform providing parametric and traditional insurance and weather derivatives. Founded in 2018 and headquartered in New York, Arbol combines AI/ML-driven underwriting, institutional-grade climate data sourced from NOAA, NASA and ESA, and dedicated risk capital to close the global insurance protection gap. Coverage spans agriculture, energy, travel, wildfire and reinsurance, with parametric products that pay out on objective weather triggers rather than loss adjustment. Its licensed underwriting arm, Arbol Insurance Services, holds binding authority from an A.M. Best "A" rated carrier and Lloyd's coverholder status, and distributes named storm, precipitation, temperature, wind, snow, solar and soil-moisture products through licensed producers across all 50 U.S. states and the United Kingdom. Arbol does not publish a public developer API — the quoting, binding and policy-issuance surface is delivered through its broker/agent web platform.

## Kin Score — 22.2 / 100 (emerging)

Scored 2026-08-25 under rubric 0.14.0. Trend: flat (+0.0 from 22.2).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 2.6 |
| Developer Ergonomics | 38.1 |
| Commercial Clarity | 35.5 |
| Access Clarity | 35.5 |

Regulatory layer — **Insurance**: 36.4 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Security (1)

- **Arbol Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Company, Insurance, Parametric Insurance, Climate Risk, Weather, Reinsurance, Climate Data, Agriculture, Energy, Risk Management

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/arbol/). Scores are computed from the provider's own public artifacts under a published rubric.