# Apron

**Canonical:** https://apis.io/providers/apron/  
**Website:** https://getapron.com/  
**APIs profiled:** 0

Apron is a London, UK-based financial technology company that helps small business owners, accountants, and bookkeepers automate supplier payments, payroll, expenses, and payment collection. The platform captures invoices, batches and pays bills directly from a business bank account, and reconciles transactions in real time with accounting software such as Xero and QuickBooks Online. Founded by Bogdan Uzbekov (an early Revolut operator), Apron serves more than 10,000 businesses and is an FCA-authorised Electronic Money Institution (firm reference 1004915), ISO 27001 certified, and regulated under the UK Payment Services Regulations 2017 and Electronic Money Regulations 2011. Apron does not currently publish a public developer API; it integrates as a consumer of the Xero and QuickBooks accounting APIs.

## Kin Score — 20.9 / 100 (emerging)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 20.9).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 15.2 |
| Commercial Clarity | 52.6 |

Regulatory layer — **Payments**: 29.7 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Apron Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Fintech, Payments, Accounts Payable, Bill Pay, Accounting, Payroll, Expenses, SMB, Reconciliation

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/apron/). Scores are computed from the provider's own public artifacts under a published rubric.