# APRA

**Canonical:** https://apis.io/providers/apra/  
**Website:** https://www.apra.gov.au/  
**APIs profiled:** 0

The Australian Prudential Regulation Authority (APRA) is the Commonwealth statutory authority that prudentially supervises Australia's banks, credit unions, building societies, general insurers, life insurers, private health insurers, reinsurers and most of the superannuation industry, protecting depositors, policyholders and fund members under the Financial Sector (Collection of Data) Act 2001 and the Insurance Act 1973. Across insurance it authorises and registers general insurers, life insurers and friendly societies, and private health insurers; publishes prudential standards and practice guides; maintains public registers of authorised institutions; and runs the quarterly general, life and private health insurance performance statistics plus the National Claims and Policies Database. Its API posture is honestly none as of July 2026 — APRA operates no developer portal, publishes no OpenAPI or Swagger definition, and offers no self-serve API. Regulated entities lodge data through APRA Connect (connect.apra.gov.au), a browser-only portal gated behind the Australian Government Digital ID System (myID plus Relationship Authorisation Manager); APRA's own technical specification page lists the API Technical Specification as "to be provided when this functionality is available," so machine-to-machine submission remains a roadmap item and not a shipped surface. What APRA does publish machine-readably is a standards corpus rather than an API — per-industry APRA Connect taxonomy artefacts (XSD schemas, reporting taxonomy and validation rule workbooks) for General Insurance, Private Health Insurance and Life Insurance — while statistics ship as XLSX and Power BI, and the public insurer registers are HTML tables with no bulk export. No ACORD, AL3 or NGDS reference appears anywhere on apra.gov.au; APRA's reporting data model is its own XBRL/XSD taxonomy, not the insurance industry's ACORD standards.

## Kin Score — 33.0 / 100 (thin)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 33.0).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 34.2 |
| Developer Ergonomics | 53.6 |
| Commercial Clarity | 28.9 |
| Access Clarity | 28.9 |

Regulatory layer — **Insurance**: 54.5 (matched via tags).

## Agent readiness — 11.1 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | yes |
| Agent Card | no |
| Dry Run Mode | no |

## Security (3)

- **Apra Authentication** — 0 schemes
- **Apra Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC
- **Apra Vulnerability Disclosure** — Bugcrowd · security.txt · contact published

## Tags

Insurance, Australia, Regulator, Prudential Regulation, General Insurance, Life Insurance, Private Health Insurance, Regulatory Reporting, Market Infrastructure, Risk Data, Superannuation, Banking

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/apra/). Scores are computed from the provider's own public artifacts under a published rubric.