# Applepie Capital

**Canonical:** https://apis.io/providers/applepie-capital/  
**Website:** https://www.applepiecapital.com  
**APIs profiled:** 0

ApplePie Capital is a San Francisco-based franchise-finance marketplace lender that connects franchisees and franchisors with the capital they need to start, refinance, and grow multi-unit franchise businesses. Founded in 2014 by Denise Thomas, the company operates an online lending platform focused exclusively on franchising, offering conventional term loans, SBA loans, refinancing, equipment financing, and accounts-receivable financing, and partnering with banks such as Fifth Third and providers like LSQ. ApplePie has provided billions in loans across 200+ franchise brand partners. It is backed by QED Investors and is tracked in the API Evangelist network as a fintech company profile; no public API or developer program has been identified as of this enrichment pass.

## Kin Score — 13.1 / 100 (emerging)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 13.1).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 6.5 |
| Commercial Clarity | 34.2 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Applepie Capital Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Fintech, Lending, Franchise Financing, Small Business Loans, Marketplace Lending

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/applepie-capital/). Scores are computed from the provider's own public artifacts under a published rubric.