# APAC Financial Services

**Canonical:** https://apis.io/providers/apacfin/  
**Website:** https://apacfin.com  
**APIs profiled:** 0

APAC Financial Services (Apacfin) is a Mumbai-based, Reserve Bank of India registered Non-Banking Financial Company (NBFC) that provides customized MSME business loans to underbanked and underserved micro, small, and medium enterprises across India. APAC offers tech-enabled, largely paperless digital onboarding, quick disbursal with minimal documentation, and a mobile app (APACM) for loan tracking, EMI payments, and service requests. The lender reports roughly Rs 2,479 Crore of assets under management across 226 branches in six states, serving more than 52,000 customers, and carries an ICRA A (Stable) credit rating. APAC is a portfolio company of Norwest Venture Partners. No public developer API, OpenAPI specification, or developer portal is published; customer and partner interaction is via the mobile app and hosted customer/complaint portals.

## Kin Score — 13.5 / 100 (emerging)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 13.5).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 31.6 |
| Access Clarity | 31.6 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Apacfin Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Financial-Services, Fintech, Lending, NBFC, MSME, India

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/apacfin/). Scores are computed from the provider's own public artifacts under a published rubric.