# AND Global

**Canonical:** https://apis.io/providers/and-global/  
**Website:** https://and.global/  
**APIs profiled:** 0

AND Global is a fintech-as-a-service company operating across the Asia-Pacific region, with offices in Mongolia, Singapore, Japan, the Philippines, and Thailand. It builds software that lets banks and lenders launch digital lending and financial products, integrating with banking and payment systems through APIs and other means. Its solutions span automated lending lifecycle management (Looms), custom and AI/ML credit scoring (Scorecard Builder, Custom AI Scoring, Niko AutoML), intelligent document processing (Mindox), omnichannel customer data, document management (DMS), and a collaborative investment platform (Oasis). Consumer-facing brands include the LendMN and Lend Pinoy digital lending platforms. AND Global was added to the API Evangelist network as a Techstars portfolio company; no public developer portal or API documentation was found at profiling time.

## Kin Score — 2.9 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 2.9).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Banking & Open Finance**: 7.6 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **And Global Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Fintech, Financial-Services, Lending, Banking as a Service, Credit Scoring, Artificial Intelligence, Asia Pacific

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/and-global/). Scores are computed from the provider's own public artifacts under a published rubric.