# AmTrust Financial Services

**Canonical:** https://apis.io/providers/amtrust-financial-services/  
**Website:** https://utapiportal.amtrustgroup.com  
**APIs profiled:** 4

AmTrust Financial Services is a multinational specialty property and casualty insurer focused on small to mid-sized businesses. AmTrust provides APIs that enable insurance agents, brokers, and technology partners to review appetite, generate quotes, and bind policies programmatically. The API platform processes over 12 million API calls daily with 99.68% availability and supports workers' compensation, business owners' policies, general liability, and other commercial insurance products across 300+ eligible class codes.

## Kin Score — 32.1 / 100 (thin)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 32.1).

| Facet | Score |
|---|---|
| Discoverability | 74.1 |
| Contract Quality | 23.0 |
| Governance | 25.0 |
| Contract Governance | 25.0 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 38.1 |
| Commercial Clarity | 28.9 |
| Access Clarity | 28.9 |

Regulatory layer — **Insurance**: 34.8 (matched via tags).

## Agent readiness — 41.9 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | verified |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Freemium · Self-serve signup — onboarding: self-serve, pricing: freemium, trial: no (confidence: high).

## APIs (4)

- **AmTrust Financial Services Appetite API** — Coverage appetite and eligibility checks
- **AmTrust Financial Services Authentication API** — OAuth 2.0 token management
- **AmTrust Financial Services Policies API** — Policy binding and management
- **AmTrust Financial Services Quotes API** — Quote generation and management

## Agentic access (1)

- **Amtrust Financial Services Agentic Access** — 7 operations · 4 acting

## Security (3)

- **Amtrust Financial Services Authentication** — http · 1 scheme
- **Amtrust Financial Services Domain Security** — TLSv1.3 · HSTS · DMARC
- **Amtrust Financial Services Vulnerability Disclosure** — disclosure policy published

## Plans (1)

- **Amtrust Financial Services Plans Pricing**

## Use cases (4)

- **Agent Platform Integration** — Embed AmTrust quoting and binding in agent management systems.
- **Wholesale Brokerage Automation** — Automate workers' compensation submissions from wholesale platforms.
- **AMS Software Integration** — Connect agency management software to AmTrust for policy lifecycle management.
- **Workers Compensation Automation** — Streamline small business workers' compensation from quote to bind.

## Tags

Commercial Insurance, Insurance, Property and Casualty, Small Business, Workers Compensation, Fortune 1000

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/amtrust-financial-services/). Scores are computed from the provider's own public artifacts under a published rubric.