# AMP Bank

**Canonical:** https://apis.io/providers/amp-bank/  
**Website:** https://www.amp.com.au/  
**APIs profiled:** 7

AMP Bank Limited is the retail and business banking arm of AMP Limited (ASX:AMP), a diversified Australian financial services group operating since 1849 and headquartered in Sydney. AMP Bank is a publicly listed (shareholder-owned, not a mutual) authorised deposit-taking institution (ADI) regulated by APRA, offering home loans, deposit and savings accounts, and the digital AMP Bank GO small-business and everyday banking brand. As an active ADI, AMP participates in Australia's Consumer Data Right (CDR / Open Banking) regime and exposes public, unauthenticated Product Reference Data (PRD) APIs conforming to the DSB Consumer Data Standards, alongside the accredited, FAPI-secured consumer data sharing surface used by authorised data recipients.

## Kin Score — 45.0 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 45.0).

| Facet | Score |
|---|---|
| Discoverability | 92.6 |
| Contract Quality | 51.0 |
| Governance | 16.7 |
| Contract Governance | 16.7 |
| Operational Transparency | 18.4 |
| Developer Ergonomics | 49.4 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Banking & Open Finance**: 60.8 (matched via tags).

## Agent readiness — 34.4 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | yes |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Open access — onboarding: open, pricing: unknown, trial: no (confidence: medium).

## APIs (7)

- **AMP Bank Banking Account Balances API** — Banking Account Balance endpoints
- **AMP Bank Banking Account Direct Debits API** — Banking Account Direct Debit endpoints
- **AMP Bank Banking Account Scheduled Payments API** — Banking Account Scheduled Payment endpoints
- **AMP Bank Banking Account Transactions API** — Banking Account Transaction endpoints
- **AMP Bank Banking Accounts API** — Banking Account endpoints
- **AMP Bank Banking Payees API** — Banking Payee endpoints
- **AMP Bank Banking Products API** — Banking Product endpoints

## MCP servers (1)

- **AMP Bank MCP Server**

## Security (3)

- **Amp Bank Authentication** — 0 schemes
- **Amp Bank Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC
- **Amp Bank Vulnerability Disclosure** — security.txt · contact published

## Tags

Financial, Banks, Open Banking, CDR, Consumer Banking, Australia, Product Reference Data, ADI

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/amp-bank/). Scores are computed from the provider's own public artifacts under a published rubric.