# Amica Mutual Insurance

**Canonical:** https://apis.io/providers/amica-mutual-insurance/  
**Website:** https://www.amica.com  
**APIs profiled:** 1

Amica Mutual Insurance, founded in 1907, is a mutual insurance company providing automobile, homeowners, condo, renters, life, marine, motorcycle, umbrella liability, flood, and small business insurance to customers across the United States. As a mutual company, Amica is owned by its policyholders and known for award-winning customer service and competitive pricing through bundling discounts.

## Kin Score — 9.7 / 100 (minimal)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 9.7).

| Facet | Score |
|---|---|
| Discoverability | 68.5 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 7.9 |
| Developer Ergonomics | 9.5 |
| Commercial Clarity | 13.2 |
| Access Clarity | 13.2 |

Regulatory layer — **Insurance**: 9.1 (matched via tags).

## Agent readiness — 3.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## APIs (1)

- **Amica Mutual Insurance Website** — Amica Mutual Insurance provides a full range of personal insurance products including auto, home, life, condo, renters, marine, motorcycle, umbrella, and flood insurance. The co...

## Security (1)

- **Amica Mutual Insurance Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Amica Mutual Insurance Plans Pricing**

## Use cases (6)

- **Auto Coverage** — Protect against vehicle damage, accidents, theft, and liability with comprehensive auto insurance and roadside assistance.
- **Home Protection** — Insure homes against damage from fire, storms, theft, and other perils with flexible coverage options including extended replacement cost.
- **Policy Bundling** — Combine multiple insurance policies (auto, home, life) for premium discounts and simplified policy management through a single insurer.
- **Life Insurance Planning** — Secure family financial protection and retirement income planning with term, whole life, and annuity products.
- **Liability Protection** — Protect personal assets from large liability claims exceeding standard policy limits with umbrella insurance coverage.
- **Claims Management** — File, track, and manage insurance claims 24/7 through online portal, mobile app, or dedicated claims representatives.

## Tags

Insurance, Auto Insurance, Home Insurance, Life Insurance, Mutual Insurance, Personal Insurance, Financial-Services

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/amica-mutual-insurance/). Scores are computed from the provider's own public artifacts under a published rubric.