# American Default Research

**Canonical:** https://apis.io/providers/americandefault-org/  
**Website:** https://americandefault.org/  
**APIs profiled:** 1

American Default Research is an independent data project that tracks U.S. household financial distress. It publishes the American Distress Index and provides county‑level, state‑level, and national distress scores, methodology, data sources, and analysis. The site offers free data downloads, visualizations, and research reports to help policymakers, journalists, and the public understand economic hardship trends.

## Kin Score — 13.1 / 100 (emerging)

Scored 2026-11-06 under rubric 0.27.0. Trend: falling (-6.5 from 19.6).

| Facet | Score |
|---|---|
| Discoverability | 67.0 |
| Contract Quality | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 7.9 |
| Developer Ergonomics | 13.1 |
| Access Clarity | 10.5 |

Regulatory layer — **Horizontal (data, software, accessibility, platform)**: 19.6 (matched via fallback).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |
| Pagination Ratio | na |
| Operation Distinctiveness | na |
| MCP Tool Quality | na |

## Access

Open access — onboarding: open, pricing: unknown, trial: no (confidence: low).

## APIs (1)

- **American Default GraphQL API** — GraphQL API providing access to American Default data (authentication required)

## Security (2)

- **Americandefault Org Authentication** — 0 schemes
- **Americandefault Org Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Finance, Data, Research, Economics, US

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/americandefault-org/). Scores are computed from the provider's own public artifacts under a published rubric.