# America First Credit Union

**Canonical:** https://apis.io/providers/america-first-credit-union/  
**Website:** https://www.americafirst.com  
**APIs profiled:** 0

America First Credit Union is a federally chartered, NCUA-insured credit union headquartered in Riverdale, Utah, founded in 1939. With roughly $19 billion in assets, more than one million members, and about 124 branches across seven western states (Utah, Idaho, Oregon, New Mexico, Arizona, Nevada, and California), it is one of the largest credit unions in the United States. Like the vast majority of US credit unions, America First operates no public first-party developer portal and publishes no downloadable OpenAPI/Swagger specifications. It provides no self-serve, publicly documented API surface; consumer-permissioned account data access is handled through third-party data aggregators and its core banking provider rather than a direct first-party API. No public FDX participation or CFPB Section 1033 data-access posture is documented on its public website as of this bootstrap. This record is an honest identity profile with no fabricated API surface.

## Kin Score — 12.5 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 12.5).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 28.9 |
| Access Clarity | 28.9 |

Regulatory layer — **Banking & Open Finance**: 24.1 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Security (1)

- **America First Credit Union Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Financial-Services, Banking, United States, Credit Union, Consumer Banking, Open Finance, Data Aggregation

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/america-first-credit-union/). Scores are computed from the provider's own public artifacts under a published rubric.