# Alliant Credit Union

**Canonical:** https://apis.io/providers/alliant-credit-union/  
**Website:** https://www.alliantcreditunion.org/  
**APIs profiled:** 0

Alliant Credit Union is a federally chartered, member-owned credit union headquartered in Chicago, Illinois, regulated by the National Credit Union Administration (NCUA). Founded in 1935 as the United Airlines Employees' Credit Union and rebranded Alliant in 2003, it is one of the largest credit unions in the United States, with more than 800,000 members and over $19 billion in assets. Alliant operates as a digital-first, branchless institution offering consumer and commercial deposit accounts, high-yield savings and checking, credit cards, auto and home loans, and business banking. Like nearly all U.S. credit unions, Alliant publishes no public first-party developer API or developer portal; consumer-permissioned data access is available to members only through third-party aggregators (Plaid, MX, Finicity, Akoya) rather than a directly documented open-finance API.

## Kin Score — 5.8 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 5.8).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 10.5 |
| Access Clarity | 10.5 |

Regulatory layer — **Banking & Open Finance**: 12.7 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Security (1)

- **Alliant Credit Union Domain Security** — TLSv1.2 · HSTS · DNSSEC · DMARC

## Tags

Financial-Services, Banking, United States, Credit Union, Open Finance, Data Aggregation, Consumer Banking

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/alliant-credit-union/). Scores are computed from the provider's own public artifacts under a published rubric.