# Alkami

**Canonical:** https://apis.io/providers/alkami/  
**Website:** https://www.alkami.com  
**APIs profiled:** 1

Alkami Technology (NASDAQ: ALKT) is a Plano, Texas based cloud digital banking platform for U.S. banks and credit unions. Through its "Alkami Foundry" developer program it exposes RESTful APIs and an extensible SDK — spanning authentication, money movement, data access, and real-time and batch workflows — that financial institutions and fintech partners use to embed and extend digital-banking experiences. The APIs are grouped into D2C (embed fintech experiences), B2B (automate backend workflows), and Open Banking (third-party connections such as Plaid) surfaces, are built on OpenID Connect, and are delivered through a gated DevPortal rather than an open public API. Alkami was surfaced as a portfolio company of D1 Capital and enriched by the API Evangelist pipeline from its public developer, security, and legal surfaces.

## Kin Score — 16.6 / 100 (emerging)

Scored 2026-08-30 under rubric 0.17.2. Trend: flat (+0.0 from 16.6).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 13.2 |
| Developer Ergonomics | 28.6 |
| Commercial Clarity | 10.5 |
| Access Clarity | 10.5 |

Regulatory layer — **Banking & Open Finance**: 27.8 (matched via tags).

## Agent readiness — 2.5 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | bearer |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (1)

- **Alkami Digital Banking API** — Alkami's RESTful digital-banking APIs (D2C, B2B, and Open Banking) plus the Alkami SDK, built on OpenID Connect and documented in the gated Alkami DevPortal.

## Security (3)

- **Alkami Authentication** — openIdConnect · 1 scheme
- **Alkami Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC
- **Alkami Vulnerability Disclosure** — Hackerone · security.txt · contact published

## Tags

Company, Fintech, Digital Banking, Banking, Credit Unions, Financial-Services, Open Banking, SDK

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/alkami/). Scores are computed from the provider's own public artifacts under a published rubric.