# Airtm **Canonical:** https://apis.io/providers/airtm/ **Website:** https://www.airtm.com/ **APIs profiled:** 24 Airtm is a US-registered (Airtm Inc., Delaware; FinCEN MSB #31000329787639) digital dollar wallet and cross-border payments network operating since 2015, built for freelancers, remote workers, contractors and businesses in emerging markets. Balances are held as USDC on Stellar and can be moved in and out through 500+ local payment methods, a US virtual account with ACH details, a USD virtual card, and peer-to-peer transfer. For businesses, Airtm publishes the Enterprise Payments API — a REST API for programmatic payouts to recipients in 190+ countries, hosted-checkout payins, bulk payouts, external bank and crypto accounts, withdrawals and reporting — plus an OAuth 2.0 / OIDC authorization server and a Wallet Resource (Connect) API that lets a partner application move value in and out of an individual user's Airtm wallet on that user's behalf. ## Kin Score — 60.4 / 100 (strong) Scored 2026-08-12 under rubric 0.11.0. Trend: flat (+0.0 from 60.4). | Facet | Score | |---|---| | Discoverability | 74.1 | | Contract Quality | 69.6 | | Governance | 20.8 | | Operational Transparency | 71.1 | | Developer Ergonomics | 66.8 | | Commercial Clarity | 42.1 | Regulatory layer — **Payments**: 71.9 (matched via tags). ## Agent readiness — 57.9 (agent-native) | Dimension | Value | |---|---| | Spec Presence | yes | | Agentic Access | derived | | MCP Server | no | | Auth Clarity | yes | | Idempotency | verified | | Error Semantics | documented | | OpenAPI Examples | verified | | Rate Limit Signal | documented | | Event Surface Described | yes | | Agent Skills | derived | | Well Known Catalog | no | | Consent Identity | yes | | Agent Card | no | | Dry Run Mode | no | ## APIs (24) - **Airtm Wallet Resource (Connect) API** — The OAuth 2.0 resource server that lets a partner application move USDC in and out of an individual Airtm user's wallet on that user's behalf, read the wallet balance, and check... - **Airtm Account Status API** — ## Overview The Account Status endpoint enables your organization to verify recipient account information before initiating payments. This powerful verification tool helps preve... - **Airtm API Keys API** — The ApiKeys API from Airtm — 3 operation(s) for apikeys. - **Airtm Bulk Payments API** — ## Overview Bulk Payments enable your organization to process multiple payouts simultaneously through a single API operation. This powerful feature is designed for businesses th... - **Airtm Bulk Payouts API** — # Bulk Payouts Process multiple payouts efficiently in a single batch operation. Ideal for payroll, affiliate payments, or mass distributions. ## Overview Bulk payouts allow you... - **Airtm Deposits API** — # Deposits The Deposits API provides comprehensive tracking and management of funding transactions for your Airtm Enterprise account. This endpoint enables you to monitor incomi... - **Airtm Embedded Catalog API** — The Embedded Catalog API from Airtm — 1 operation(s) for embedded catalog. - **Airtm Embedded Quotes API** — The Embedded Quotes API from Airtm — 1 operation(s) for embedded quotes. - **Airtm Embedded Receivers API** — The Embedded Receivers API from Airtm — 4 operation(s) for embedded receivers. - **Airtm Embedded Senders API** — The Embedded Senders API from Airtm — 2 operation(s) for embedded senders. - **Airtm Embedded Transactions API** — The Embedded Transactions API from Airtm — 2 operation(s) for embedded transactions. - **Airtm External Bank Account API** — # External Bank Account The external bank account API provides the capability to register an external bank account where you can withdraw your funds to. - **Airtm External Crypto Account API** — # External Crypto Account The external crypto account API provides the capability to register an external crypto account where you can withdraw your funds to. - **Airtm Me API** — # Account Management The Account Management API provides essential information about your Airtm Enterprise account, including account details, balance information, and configura... - **Airtm Operations API** — ## Overview The Operations endpoint serves as the central hub for tracking all transaction-related activities within the Airtm Enterprise ecosystem. This comprehensive endpoint ... - **Airtm Partner API** — ## Overview The Partner endpoint provides essential information about your Airtm Enterprise account, including account details, configuration settings, balance information, and ... - **Airtm Payins API** — # Payins The Payins API enables you to collect payments from users worldwide through their Airtm accounts. This is ideal for e-commerce platforms, service providers, and any bus... - **Airtm Payments / Payouts API** — ## Overview The Payouts endpoint enables your organization to send payments to recipients worldwide through the Airtm platform. This powerful endpoint supports both individual a... - **Airtm Payouts API** — # Payouts Send money to recipients worldwide through their Airtm accounts. Payouts use a secure two-step process to prevent accidental payments. ## How Payouts Work ### Two-Step... - **Airtm Purchases / Payins API** — ## Overview The Payins endpoint (also known as Purchases) enables your organization to accept payments from users for products, services, or any other transactions. This endpoin... - **Airtm Reports API** — # Reports Generate detailed financial reports for your Airtm Enterprise account. Reports provide transaction data, audit trails, and downloadable CSV files for accounting and co... - **Airtm Users API** — # Users The Users API provides essential user management capabilities for your Airtm Enterprise integration. This endpoint allows you to verify recipient information, check acco... - **Airtm Webhooks API** — Webhooks are how services notify each other of events. At their core they are just a POST request to a pre-determined endpoint. The endpoint can be whatever you want, and you ca... - **Airtm Withdrawals API** — # Withdrawals The withdrawals API provides the capability to withdraw your funds to a previously registered external account (Bank or Crypto) ## Agentic access (1) - **Airtm Agentic Access** — 69 operations · 28 acting · 1 human-in-the-loop ## Security (4) - **Airtm Authentication** — http/oauth2/openIdConnect · 3 schemes - **Airtm Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC - **Airtm Vulnerability Disclosure** — Hackerone · security.txt · contact published - **Airtm Trust Center** — trust center published ## Tags payments, payouts, cross-border-payments, fintech, digital-wallet, stablecoin, usdc, stellar, mass-payouts, remittances, latin-america, emerging-markets, money-services-business, oauth2, openid-connect --- Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/airtm/). Scores are computed from the provider's own public artifacts under a published rubric.